Tag: Tax Planning
Your Top Financial Questions Answered: Tax Strategies, Insurance, Savings, and More (Ep. 119)

Your Top Financial Questions Answered: Tax Strategies, Insurance, Savings, and More (Ep. 119)

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Financial decisions often seem straightforward until the details start to matter.

Are you making the right moves with taxes, savings, and long-term planning, or just following default choices without realizing the impact?

In this episode, Iván Watanabe and Evan Wohl walk through real client questions in a rapid-fire format. They cover RSU taxation, retirement account choices, and how to think about future tax exposure. They also explore saving strategies, diversification, and how to evaluate major financial decisions. Throughout the conversation, they share practical ways to avoid common pitfalls and stay aligned with long-term goals.

Key takeaways:

  • Why RSU withholding often falls short and how that leads to unexpected tax bills at filing time
  • How to think through Roth vs traditional contributions based on income growth and tax expectations
  • The importance of saving at least 20 percent of gross income and tracking it consistently
  • How concentration risk builds when compensation and investments rely on the same company
  • Why financial decisions should align with cash flow, not just income or assumptions about affordability
  • And more!

Connect with Iván Watanabe:

Connect with Evan Wohl:

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Optimizing Your Charitable Contributions Without The Stress with Jen Mayo

Optimizing Your Charitable Contributions Without The Stress with Jen Mayo

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If you want to donate to a charitable organization, it’s important to know your options.

In this episode, Iván Watanabe is joined by Jen Mayo, the director of gift planning and advisor relations at Essex County Community Foundation (ECCF). Jen explains how with a donor-advised fund, you can give more to your charity of choice while revealing how to donate before, during, and after retirement through effective tax planning.

Jen discusses:

  • How Essex County contributes to charitable giving 
  • Ways the foundation promotes equity within the community
  • Why community foundations are essential for financial donations 
  • How donor-advised funds increase the value of donations while reducing stress over decision making
  • Where charitable giving fits within retirement planning and IRA minimum distribution 
  • And more!

Connect with Jen Mayo

Connect with Iván Watanabe:

About Our Guest:

As Essex County Community Foundation’s assistant director of gift planning and advisor relations, Jennifer Mayo focuses on building strong relationships with area professional advisors, who play a key role in expanding support for the region’s nonprofit organizations and collaborative efforts to tackle systemic social challenges. She also provides charitable gift planning and support to Essex County donors as they make decisions about their philanthropic giving and consider a donor-advised fund with ECCF.



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