Category: Financial Planning

Transforming Spaces with Marialisa of Cyrus Contracting

Transforming Spaces with Marialisa of Cyrus Contracting

Are you considering a home renovation but feel overwhelmed by the prospect of working with contractors? 

You’re not alone.

In this episode, Iván Watanabe, and Evan Wohl speak with the owner and operator of Cyrus Contracting, Marialisa Zywotchenko, or ML for short. During their discussion, ML unravels the often daunting task of working with contractors, provides advice on establishing a trustworthy relationship with your contractor, and why investing in quality should be a priority. Through sharing first-hand experiences, ML illustrates the dangers of falling for misleading sales pitches, underscores the critical role of experienced subcontractors, and the legal importance of permits. 

After listening to this episode you will have a clearer understanding of how to approach your next renovation with confidence.

Key topics include:

  • How to find the right contractor for your project and budget
  • The most profitable home improvement renos
  • Questions to ask a potential contractor, including license, permits, and insurance
  • Real examples of client mistakes and misfortunes
  • Trends that stand the test of time vs. fads that don’t last
  • And more

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About Marialisa Zywotchenko:

Marialisa is the owner and operator of Cyrus Contracting. She holds two degrees from New York University in Construction and Real Estate Management. She earned her Associate’s degree from the University of Florida. Marialisa worked for several New York City general contracting firms in numerous roles and previously owned and managed her own painting company.

Marialisa has a passion for fine art and interior design as well as building. Her attention to detail sets Cyrus apart from other contractors in the Manhattan/Westchester competitive market.

The way Marialisa approaches the construction project simplifies the process for clients. She looks at the broad scope of the project and addresses each aspect.

Strategies for Real Estate Success with Scott Shuman

Strategies for Real Estate Success with Scott Shuman

Are you looking to sell your home and need insight into the current market? 

Want to know what potential buyers are looking for and what you can do to attract them? 

If you’re ready to list your house, make listening to this episode your first to-do!

Join our host Evan Wohl and his guest Scott Shuman, COO of The Sue Adler Team as they discuss the ever-changing real estate landscape. They hone in on how the pandemic and the shift in work habits are nudging folks from the hustle and bustle of city life to the quieter suburbs, and why you might want to hang on to your property as a source of income. 

Should you stay or go? 

Find out as this episode highlights:

  • What caused the shift in the real estate market during Covid
  • How have rising interest rates affected buyer activity and seller hesitation
  • The importance of finding a trusted real estate advisor before making decisions about home improvements or selling
  • Why you should consider holding onto property for rental income
  • Tips and guidance on how to increase the value of your home
  • Insight into the permits and legal requirements for selling/buying
  • And more

Resources:

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About Our Guest:

Scott Shuman, Morristown, grew up in Chatham and has been with The Sue Adler Team since 2010. Scott spearheads all of the team’s operations, and in a nutshell, is responsible for ensuring that the Sue Adler Team runs efficiently and effectively,  with client service always at the forefront, creating the best possible experience for our clients. If you have a conversation with Scott, it will instantly become clear how passionate he is about the real estate industry – he is one of the rare people (besides Sue), who got his real estate license as soon as he turned 18!   Scott has had his hand in almost every role in the industry from working with buyers and sellers to transaction management, to lead conversion to SEO and online marketing and everything in between.

Journey to 10K Downloads: Reflecting on Our Podcast’s Growth

Journey to 10K Downloads: Reflecting on Our Podcast’s Growth

As 2023 came to a close, WealthStyle unlocked a major milestone: 10,000 downloads! 

Many thanks go to you, our listening audience for tuning in and sharing your favorite episodes with others. OPUS’ mantra is ‘always forward’ and with your loyalty, we are doing just that!

Today, Iván Watanabe and Evan Wohl highlight their favorite episodes from 2023, including the most-listened-to episodes from the year. They also share the most downloaded releases since WealthStyle launched in 2020.

Revisit fan favorites, or discover new topics and experts for the first time as Iván and Evan highlight WealthStyle episodes that have contributed to reaching 10,000 downloads. 

Notable Episodes:

Resources:

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Joy To The World: Gratitude & Laughter with Evan Wohl and Iván Watanabe

Joy To The World: Gratitude & Laughter with Evan Wohl and Iván Watanabe

Just days before Christmas, Evan Wohl and Iván Watanabe embraced the spirit of the holidays by reminiscing about their childhoods, traditions they’ve carried forth with their families, and the best and worst gifts they’ve either given or received.

This light-hearted and fun episode gives you an insider look at the lives and personalities of the hosts of WealthStyle. Join them as they celebrate the season, all while highlighting the significance of gratitude.

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Strategies for Managing Single Stock Positions with Andrew McCall

Strategies for Managing Single Stock Positions with Andrew McCall

Have you considered including covered calls and collars in your investment strategy? What options should you consider when looking at contracts for buying and selling investments?

Tune in as Iván Watanabe and Evan Wohl speak with Andrew McCall, regional consultant at SpiderRock Advisors. Andrew walks through some savvy options strategies, like covered calls and collars, that can help balance out the risks and tax implications while you’re working on diversifying your investment portfolio. 

Andrew discusses:

  • What are the options strategies discussed for managing single stock positions
  • Where does SpiderRock’s technology and expertise focus in terms of customizable option solutions
  • Why are options considered contracts for buying or selling investments at specific prices in the future
  • What are the downsides and trade-offs of using the covered call strategy
  • And more

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Leasing or Buying a Car with Alfonso Ruggiero

Leasing or Buying a Car with Alfonso Ruggiero

Are you looking at buying or leasing a car in the near future? Understanding the questions to consider could make the road a bit smoother for your purchase.

In this episode, Iván Watanabe and Evan Wohl are joined by Alfonso Ruggiero, a former Audi sales executive to delve into the intricacies of purchasing or leasing a vehicle. Listen as Alfonso offers valuable insights into the negotiation process, the significance of comprehending lease terms, and the various fees associated with such transactions.

Alfonso discusses:

  • Why is it important to negotiate the car price before discussing lease terms
  • What fees are involved in leasing a car
  • His thoughts on putting extra money down on a lease
  • The importance of considering where your car will be serviced 
  • And more

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Life Insurance with Bobby Samuelson, Part 2: Index Universal Life Insurance

Life Insurance with Bobby Samuelson, Part 2: Index Universal Life Insurance

Considering Indexed Universal Life Insurance (IUL) but still trying to figure out where to start? 

You aren’t alone. 

Social media has promoted its benefits but also some misconceptions which can lead to confusion.

In this episode of WealthStyle, Iván Watanabe and Evan Wohl are joined by Bobby Samuelson, Executive Editor at Life Product Review and President of Life Innovators for part two of this Life Insurance mini-series. 

Join the conversation to get a better understanding of:

  • Indexed Universal Life Insurance; it’s benefits and risks
  • Why you shouldn’t always believe what you see online concerning life insurance
  • The difference between Whole Life Insurance and Indexed Universal Life Insurance
  • And more

Resource:

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About Bobby Samuelson:

Bobby co-founded Life Innovators in 2018 and has been President and CEO since its inception. Bobby was formerly Senior Vice President and Head of Life Insurance and Annuity Product Development and Pricing at Brighthouse Financial and Vice President of Life Product Development at MetLife. He is also the Executive Editor of The Life Product Review since 2012. Bobby is a regular keynote speaker at corporate and industry events.

Life Insurance with Bobby Samuelson, Part 1: Whole Life Insurance

Life Insurance with Bobby Samuelson, Part 1: Whole Life Insurance

With the typical asset division in investment planning being turned on its head, life insurance could be a beneficial alternative option. 

How does life insurance fit within portfolio planning?

In this episode, Iván Watanabe and Evan Wohl speak with Bobby Samuelson, Executive Editor at Life Product Review and President of Life Innovators. Together they discuss whole life insurance by exploring the importance of understanding the insurance company and its investment strategies when choosing a whole-life policy.

Join the conversation and learn about:

  • How life insurance acts as an alternative investment
  • The complexities of investing in bonds
  • The importance of owning a participating policy from a mutual insurance company
  • How whole life insurance can benefit you as a fixed-income asset class
  • And more

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About Bobby Samuelson:

Bobby co-founded Life Innovators in 2018 and has been President and CEO since its inception. Bobby was formerly Senior Vice President and Head of Life Insurance and Annuity Product Development and Pricing at Brighthouse Financial and Vice President of Life Product Development at MetLife. He is also the Executive Editor of The Life Product Review since 2012. Bobby is a regular keynote speaker at corporate and industry events.

The Timeless Artistry and History of Watches with Rob Weintraub

The Timeless Artistry and History of Watches with Rob Weintraub

For some people, a watch is simply a functional piece of technology that tells them the time. Perhaps it informs them of the weather, their daily step count, and could also remind them to take medication. 

And then there are people like WealthStyle’s host, Iván Watanabe, who considers watches to be a work of art and a luxury piece of jewelry. 

Join Iván and his co-host Evan Wohl as they interview Robert Weintraub, Manager of Manfredi Jewels about the history and rapidly growing interest in watches, and whether it’s worth purchasing a watch as an investment.

Rob shares his expertise about:

  • The benefits of doing research on specific watch models, manufacturers, and brands
  • Why he recommends watches are purchased by personal preference rather than value
  • How the pandemic affected supply and demand for the watch industry 
  • The importance of building a relationship with your local jeweler
  • And more

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About Robert Weintraub:

Experienced Manager with a demonstrated history of working in the luxury goods and jewelry industry. Skilled in Trend Analysis, Luxury Goods, Customer Service, Sales, and Retail. Strong professional with an M.M. focused in Opera Performance from Arizona State University.

Current Market Dynamics with Evan Wohl and Rob Pruett

Current Market Dynamics with Evan Wohl and Rob Pruett

Predicting the future is something that many people expect investment and wealth advisors to do, especially when it comes to fluctuations within the market. 

Join Evan Wohl and Rob Pruett from OPUS Private Client, LLC, for a candid discussion surrounding the current market dynamics and how advisors can help clients create flexible plans based on timeless investment principles.

Evan and Rob discuss:

  • Current market conditions and challenges facing clients
  • The importance of sticking to a long-term investment plan 
  • Ongoing increases and changes to tax rates, interest rates, and inflation  
  • Why you should work with a professional for financial planning
  • And more

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About Our Guest:

Robert P. Pruett has been a wealth advisor with Opus Private Client, LLC for 14 years performing planning for high-net-worth individuals, families, and business owners. Rob uses leading-edge advanced personal planning techniques to protect and maximize each client’s wealth, retirement, and estate plans. Rob also consults with 50-to-800-person firms to deliver high-value corporate benefit programs, with a special focus on delivering healthcare savings of 10-15% or more through Opus’ proprietary reimbursement program offering.

His specialties include asset management, institutional investing, tax planning, life insurance, disability, annuities, and long-term care insurance, corporate benefits programs, executive benefit programs, retirement, and estate planning, and legacy and charitable planning.

Your Child, Your Choices: Detailing Child Care Options with Emily Bishop

Your Child, Your Choices: Detailing Child Care Options with Emily Bishop

Being a working parent adds another level of complexity to raising a child. Whether you are a solo parent who works full-time or a parenting duo with demanding jobs, juggling your career alongside childcare is tough.

In today’s episode of WealthStyle, we dive headfirst into the intricate world of modern childcare to help ease feelings of guilt, frustration, and sheer exhaustion. Join Iván and Evan as they have a candid conversation with their friend and client, Emily Bishop about childcare options such as daycare, nannies, and au pairs.

Throughout this episode, Iván, Evan, and Emily discuss:

  • Childcare options available to empower you as a parent
  • Why choosing a nanny should be taken seriously and treated like job recruitment
  • The importance of a contract with non-negotiables with your nanny 
  • How aligning your family values can make all the difference in your childcare choice
  • What the National Childcare Crisis means and why you should care
  • And more!

Resources:

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About Emily Bishop:

Emily Bishop has over a decade of experience in fundraising, specializing in securing significant investments from high-net-worth individuals for NGOs and nonprofits. Before her career in fundraising, Emily earned a Master’s in Public Policy, focusing on issues related to children, youth, and families. Her deep-rooted commitment to these issues led her to serve as a legislative aide in the U.S. Senate, where she concentrated on education and childcare policy.

Emily currently serves on the board of the Child Care Council of Westchester, an organization dedicated to enhancing the quality and accessibility of childcare in Westchester County, New York. As a mother of two young children, Emily is personally invested in childcare matters. She is not only concerned about how childcare impacts individual families but is also keenly aware of its broader implications on the economy and the welfare of children at large.

How to Protect Your Identity in a Digital World with Mark Cole

How to Protect Your Identity in a Digital World with Mark Cole

With technology accessing every aspect of life, protecting yourself and your family is more important than ever. 

How can you prevent hackers from stealing your personal information?

In this episode, Iván Watanabe and Evan Wohl are joined by Mark Cole, a digital forensic investigator, in discussing the what, where, when, and how of hackers trying to access personal information digitally. Mark shares how he protects his online accounts and fears about AI technology overcoming current online protection strategies.

Iván, Evan, and Mark focus on the following:

  • The different types of email scams and how they work to steal your personal information, and your money
  • What information hackers look for when targeting individuals and companies
  • Notable cyber breaches and their impact on consumers and businesses
  • How individuals can protect their online accounts 
  • And more

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How Effective Conversations Build Great Business Leaders with Chalmers Brothers

How Effective Conversations Build Great Business Leaders with Chalmers Brothers

Conversations are at the heart of effective leadership.

In this episode, Iván Watanabe and Evan Wohl speak with Chalmers Brothers, best-selling author, and certified personal/executive coach, on the role of conversation within business and leadership development. Chalmers shares his experience helping business owners take their everyday tasks to the next level through effective communication and tips to look at their own leadership in a new light.

Chalmers discusses:

  • How do leaders use language to build effective communication
  • The importance of building communication relationships when working remotely
  • Why authenticity is essential to creating effective communication
  • How personal emotions impact the energy of a conversation
  • And more

Resources:

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About Our Guest:

Chalmers Brothers is a best-selling author, certified personal/executive coach, consultant, seminar leader, and speaker. He has a 36-year career focused on leadership development, workplace culture, productivity and accountability, teamwork and clarity in communication, emotional intelligence, trust- and relationship-building.

How to Make Tomorrow Better Today with Hal Hershfield

How to Make Tomorrow Better Today with Hal Hershfield

Do you recognize yourself when you imagine who you’ll be in the future?

Or does it feel like you’re looking at a stranger?

In this episode of WealthStyle, Evan Wohl speaks with Hal Hershfield, professor of psychology, marketing, and behavioral decision-making at UCLA’s Anderson School of Management on why it is so hard for most people to envision their future selves.

Listen in as Hal reveals the psychology behind this common mindset and what we can do to alter how we perceive ourselves presently and in the future.

Engage in a few “ah-ha” moments as Hal explains:

  • Why it’s a struggle to achieve goals, even if they are well planned
  • How envisioning and connecting with your future self can increase asset accumulation
  • The power of auto-enrollment for 401k contributions
  • Why we tend to live in a state of “status quo” versus looking ahead to the future
  • And more

Resources: 

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About Our Guest:

Hal Hershfield is a Marketing, Behavioral Decision Making, and Psychology Professor at UCLA’s Anderson School of Management and holds the UCLA Anderson Board of Advisors Term Chair in Management. His research, which sits at the intersection of psychology and economics, examines how we can improve our long-term decisions. He earned his Ph.D. in psychology from Stanford University.

Tax Strategies for Financial and Retirement Planning

Tax Strategies for Financial and Retirement Planning

When building a retirement plan, you need to look beyond your individual accounts. How will each type of account save you money? How will they protect your retirement income from high tax rates?

In this episode, Iván Watanabe and Evan Wohl focus on asset allocation and what needs to be considered when creating retirement income assets. They discuss the impact of taxes on retirement planning and how different accounts provide opportunities to save and withdraw retirement funds while avoiding high tax rates.

Iván and Evan explore:

  • The importance of considering the taxation of different asset vehicles
  • When to withdraw from different types of accounts
  • What to consider when making an investment decision
  • How different investment buckets provide options when withdrawing retirement income
  • And more

Resource:

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How to Stay on Top of Your Fitness Goals with Gideon Akande

How to Stay on Top of Your Fitness Goals with Gideon Akande

Everyone wants to be healthy and exercise, but it’s a chore to find time and energy to complete the list of activities at the gym. How can you maintain consistency when it comes to reaching health goals?

In this episode, Iván Watanabe and Evan Wohl interview Gideon Akande, an elite fitness coach and consultant, about creating personal health and wellness consistency. He shares tips to transform exercise and healthy eating from a chore to something enjoyable and ways to trick yourself into being healthy without thinking about it.

Gideon discusses:

  • How he started his health journey and commits to 15-minutes of movement every day
  • Ways to transform exercise into something you want to do, and will keep doing
  • Why and how external pressure is an excellent motivator for reaching your goals
  • How a professional can help with health the same way advisors help with money
  • And more

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An Eye on Investments with Russ Carpentieri

An Eye on Investments with Russ Carpentieri

What goes into a successful investment deal? Money? Time? Information?

Find out how you can invest with confidence in this episode of WealthStyle where Iván Watanabe and Evan Wohl sit down with Russ Carpentieri, Managing Director at OPUS Private Client, LLC to explore their personal insights, practical tips and real-life examples of how you can make profitable investment decisions.

Listen in as Iván, Evan, and Russ discuss:

  • How their relationship with money impacts their investment decisions
  • What questions to consider when assessing several deals
  • How a loss in investments isn’t a loss in the portfolio
  • Why you should spend time getting familiar with your investments
  • And more

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Guaranteed Income for a Happy Retirement with Tom Hegna

Guaranteed Income for a Happy Retirement with Tom Hegna

What’s the secret to a happy retirement?

If you want to enjoy your retirement to the fullest, you must have a sense of purpose and guaranteed income for the rest of your life. That way, you have something to look forward to every day, without the fear of running out of money!

In this episode of WealthStyle, Iván Watanabe and Evan Wohl sit down with Tom Hegna, a retirement expert, best-selling author, public TV host, and international speaker! 

Together, they explore:

  • Seven simple steps for a financially secure retirement
  • What drives happiness and longevity in retirement (based on research)
  • How you can achieve guaranteed lifetime income and a blissful retirement
  • Benefits of annuities and the different types available in the market
  • How to make your life purposeful and socially engaging during retirement
  • And more

Resources:


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About Tom Hegna:

Tom Hegna is an economist, author, and retirement expert. As a former First Vice President at New York Life, retired Lieutenant Colonel, and economist, Tom has delivered over 5,000 seminars on his signature “Paychecks and Playchecks” retirement approach, helping baby boomers and seniors retire the “optimal” way.

Tom specializes in creating simple and powerful retirement solutions. He has the unique ability to pump up a crowd, make people laugh, and solve complex financial problems using easy-to-understand words, ideas, and stories. He’s been featured in Business, Forbes, Money Rates, and many other leading publications. He is available to speak with businesses, government organizations, professional associations, financial professionals, and their clients across the globe.

Teaching Gratitude and Generosity in an Affluent Home

Teaching Gratitude and Generosity in an Affluent Home

How can you help your child(ren) be responsible, humble, and respectful?

What are the necessary skills required to teach life-long behaviors?

In today’s episode of WealthStyle, Iván Watanabe and Evan Wohl learn a few parenting tactics that helped their fellow colleague Russ Carpentieri raise well-rounded, independent children.

Listen in as Russ shares his experience as a father and highlights the following:

  • The influence that your circle of friends can have on your level of parenting
  • How to teach gratitude and empathy through daily reminders and acts of kindness
  • The importance of instilling accountability and consequences
  • Useful takeaways to help reduce entitlement when raising affluent children 
  • And more

Resources:

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When Is the Right Time to Buy a House?

When Is the Right Time to Buy a House?

Buying a home may seem like the right thing to do, but is it?

There are many factors to consider before you purchase a home, and the most obvious is, can you afford the mortgage payments? Then on top of that, there are annual property taxes and monthly utilities like gas and electricity. And don’t forget about the less obvious expenses like furniture and decor, and unexpected repairs or upgrades.

The reality is, it requires a lot of financial planning before you put an offer on a house.

In this episode of WealthStyle, Iván Watanabe and Evan Wohl explore the different reasons why their clients want to buy houses, how the costs associated with owning a home factor into financial and retirement planning, and how much the housing market has changed post-pandemic.

Iván and Evan discuss:

  • The financial costs of owning a house after the initial purchase
  • How your financial plans will shift when planning to buy a house
  • The role of mortgage and interest rates and how they are constantly changing
  • The emotional effects of buying a home 
  • And more

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What to Consider When Planning Your International Flight with Rob Karp and Henry Kamp

What to Consider When Planning Your International Flight with Rob Karp and Henry Kamp

How can you maximize your vacation and travel experience before you even leave the country?

In this episode, Iván Watanabe and Evan Wohl are joined by Rob Karp, founder and CEO, and Henry Kamp, head of Air Sales and Operations at MilesAhead, in sharing their knowledge of the travel industry and how to gain the most from your flight experience.

Rob and Henry discuss:

  • How the pandemic increased the cost of travel while negatively impacting the experience
  • Why travel so important to people
  • How to ease your flight with a baby
  • Tips to getting through customs and onto the plane faster and easier
  • And more

Resource:

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About Our Guests:

Rob Karp is the Founder and CEO of MilesAhead. A graduate of Cornell University’s School of Hotel Administration (‘19), Rob was named one of Travel + Leisure’s International Rising Stars in 2017 and a finalist for Virtuoso’s Rising Star award in 2019. Rob first founded MilesAhead as a sophomore in high school, initially helping family and friends efficiently use their frequent flyer miles for plane tickets. Over time, MilesAhead has evolved into a full-scale luxury hospitality company that works with a discerning group of clients.

As the Head of Air Sales and Operations, Henry Kamp ensures that all of our clients’ journeys are as pleasant as the destination. Although Henry focuses primarily on air travel, he plays a pivotal role in all travel bookings, handling everything from finding last-minute rental cars to identifying the perfect hotel.

Exploring Equity Grants and Their Taxation with Alejandro Azuaje

Exploring Equity Grants and Their Taxation with Alejandro Azuaje

Company equity grants are a tried and true way for businesses to provide investment opportunities to their employees, and as a way to incentivize and reward their loyalty. Plus, equity grants can be a cost-effective way for companies to compensate employees, and provide a sense of ownership by giving them a stake in the company’s success. 

In this episode of WealthStyle, Iván Watanabe and Evan Wohl talk with Alejandro Azuaje, an investment specialist with OPUS Private Client, LLC about three main types of equity grants and how they are taxed from an employee perspective.

Listen in and learn as Alex discusses:

  • Why equity grants are used as employee benefits
  • The main types of equity grants
  • Examples of how employees can benefit from each type of equity
  • How taxes impact the income received from equity grants
  • And more

Resources:

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About Our Guest:

Alejandro Azuaje is an associate and investment specialist at Opus Private Client, LLC. After graduating from college, Alejandro entered the financial planning industry. He joined Opus in 2017 and is elated to be working for a team that believes in holistic planning and executes its recommendations with efficiency and ease. Alejandro’s specialties are in financial planning analysis, financial modeling, and equity investments. He is a Westchester native from Purchase, NY, and an Alumnus of New York University with a bachelor’s degree in computer science.

How the Secure Act Has Changed Retirement Planning with Joshua Caron

How the Secure Act Has Changed Retirement Planning with Joshua Caron

The Secure Act was one of the most significant systemic rewrites of retirement planning in recent history. These changes created opportunities for all ages, from young adults just out of college to individuals just starting retirement.

In this episode, Evan Wohl speaks with Joshua Caron, Vice President of Federal Affairs at Finseca, on the Secure Act, how it changed retirement planning, and the individual aspects of the Secure Act 1.0 and 2.0.

Josh discusses:

  • Why the shift away from pensions was so important in retirement planning 
  • How student debt conflicted with retirement planning for those fresh out of college 
  • The change to overfunding 529 accounts and how Secure Act 2.0 changed the tax penalties for the account
  • Why 401(k)s are no longer enough for retirement income and the impact of longevity on retirement planning
  • And more

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About Josh Caron:

Joshua Caron is the Vice President of Federal Affairs for Finseca. Originally from Massachusetts, he attended Arizona State University for both his undergraduate and graduate degrees. His primary role is to advocate for policies that allow for more Americans to live financially secure lives with a focus on the advanced markets. 

 Prior to joining Finseca, he worked for several political campaigns, including those former President Barack Obama and former Congressman Harry Mitchell (D-AZ). He lives with his wife, daughter, and chocolate lab in St. Anthony Park, St. Paul MN.

About Evan Wohl:

Evan’s clients trust him with the responsibility to guide them through the complexities of personal finance. He provides clarity and insight on how to measure and improve your cash flow as well as whether or not you are on track to accomplish your various financial goals. The firm takes a macroeconomic approach to planning and coordinates all of your financial decisions through the use of a comprehensive economic model.

Evan’s wife, Laurie, and he have three children, Quinn, Parker and Bodie. He currently sits on the board of The Hope Gala. The Hope Gala was created to support fundraising efforts on behalf of The Four Diamonds Fund and The Penn State Dance Marathon (THON™). The Hope Gala contributes to the mission of conquering childhood cancer. All proceeds benefit pediatric cancer patients at the Penn State Children’s Hospital and their families in need of financial aid, medical assistance, and emotional support.

 

The Future of AI Automation with George Papanicolaou and Chris Ward

The Future of AI Automation with George Papanicolaou and Chris Ward

AI technology has started to enter the workplace as a writing tool and information chatbot. How will this technology impact future generations’ business planning and workflow?

In this episode, George Papanicolaou is joined by Chris Ward, CRO at The Publishing Desk, on AI technology in the workplace, specifically tools like ChatGPT. 

Listen in as they discuss how AI could affect society, their experience with using AI, and how they envision the impact of artificial intelligence as it progresses. 

George and Chris touch on:

  • What the current AI technology looks like and how it works for consumers
  • Why prompt engineering is essential for AI evolution
  • The limitations of AI and why humans remain important while working with it
  • How AI is being incorporated into businesses
  • And more

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About Our Guest:

Christopher Ward, Co-Founder and Chief Revenue Officer of The Publisher Desk, a full-service technology and monetization platform for content publishers. He got his start in advertising and publishing in 2007 at News Corp and later at Undertone, an advertising network. In November 2019, the Publisher Desk acquired Sportsnaut.com, doubling down on their belief in the future of sports marketing.  

About Our Host:

George has a very unique background and work history. Broad, diverse, and driven by integrity and strong family values, his experiences create the perfect foundation for teaming up with clients to protect, build, and enjoy their financial world.

George puts a strong emphasis on family. His parents and grandparents ran a very successful flower business with several locations in Westchester County, in addition to owning and managing commercial and residential real estate. From a young age, George was taught that compassion, good customer service, and a strong work ethic were key components to the longevity of a business.

George credits his significant business success to his strong work ethic and desire to learn— two qualities that have helped him earn several leadership awards. George’s interest in real estate contributes to his ability to help clients diversify their holdings.

George is married with four children, two dogs, and a bunny. He and his wife live in Pleasantville, NY. They are huge lovers of food and culture and enjoy travelling and entertaining at their home.

How To Get A Sales Job with John P. Davis

How To Get A Sales Job with John P. Davis

Landing yourself the job of your dreams usually requires a lot more than just having the prettiest resume. 

In this episode, Iván Watanabe and Evan Wohl talk with John P. Davis, best selling author and Sales Director at Onestream Software, about how you can land a job in sales that will allow you to “control your own destiny”.

John discusses:

  • How he went from having no background in sales to writing a bestselling book about it 
  • Some of the biggest mistakes people make when reaching out to hiring managers
  • How to stand out amongst when applying for a job
  • And more

Resources:

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Connect with John P. Davis:

About John P. Davis:

While the majority of his education is in economics and philosophy, his passion is software sales. This has become John’s focus over the past decade. He enjoys helping people set up business cases, build project teams, determine delivery methods and procure software that benefits their organization. Today, he is proud to run an Enterprise and Mid-Market sales team in Eastern Canada at OneStream Software.

Two years ago, John published a book titled, “How to Get a Sales Job.” The book serves as an affordable tool for anyone looking for a software sales job and is based on his own transition into sales from the world of finance. Mark Cuban provided a quote for the book and at one point, it was ranked #1 in Job Markets & Advice internationally.

Decreasing Investment Loss During Retirement with Dr. Wade Pfau

Decreasing Investment Loss During Retirement with Dr. Wade Pfau

Retirement income relies solely on the investments and savings created while you still have a paycheck. Leveraging the right tools can decrease the amount loss from market volatility, while keeping you afloat.

In this episode, Iván Watanabe and Evan Wohl are joined by Dr. Wade Pfau, Ph.D, CFA, RICP, founder of Retirement Researcher, and professor at The American College of Financial Services, to discuss some of the research behind retirement planning, and how to increase security around your retirement funds.

Iván, Evan and Wade discuss:

  • The difference between the accumulation phase and the retirement phase of life
  • How sequence of returns increases the impact of market volatility on retirement investments
  • Alternative buffer assets to create security when other assets can’t provide enough income during retirement
  • Why tax planning is essential to decrease the amount paid rather than avoid taxes all together
  • And more

Resources:

Connect with Evan Wohl:

Connect with Iván Watanabe:

Connect with Wade Pfau:

About Dr. Wade Pfau:

Dr. Wade D. Pfau, Ph.D., is a Professor of Retirement Income in the Ph.D. in Financial and Retirement Planning program, Co-Director of the American College Center for Retirement Income, and RICP® program director at The American College of Financial Services.

Dr. Pfau is a co-editor of the Journal of Personal Finance. He has spoken at national conferences of organizations for financial professionals, such as the CFA Institute, FPA, NAPFA, AICPA-PFP, and AFS. He also publishes frequently in a wide variety of academic and practitioner research journals.

 

Compound Interest is a Snowball with Evan Wohl

Compound Interest is a Snowball with Evan Wohl

Remember being a kid and the joy you felt making the biggest snowman from just three small snowballs? Watching those little snowballs getting bigger and bigger with each roll… 

As an adult, the experience changes from creating snowmen to generating compound interest.

In this episode, Iván Watanabe welcomes colleague Evan Wohl to dive deeper into compound interest, and how you can get it working for you. 

Iván and Evan discuss:

  • Why Warren Buffett claims compound interest to be the eighth wonder of the world
  • How compound interest works
  • The ripple effect one change can have on an entire balance sheet
  • Why you should see your finances as an ecosystem, not just as single silos
  • And more

Connect with Evan Wohl:

Connect with Iván Watanabe:

About Evan Wohl:

Evan’s clients trust him with the responsibility to guide them through the complexities of personal finance. He provides clarity and insight on how to measure and improve your cash flow as well as whether or not you are on track to accomplish your various financial goals. The firm takes a macroeconomic approach to planning and coordinates all of your financial decisions through the use of a comprehensive economic model.

Evan’s wife, Laurie, and he have three children, Quinn, Parker and Bodie. He currently sits on the board of The Hope Gala. The Hope Gala was created to support fundraising efforts on behalf of The Four Diamonds Fund and The Penn State Dance Marathon (THON™). The Hope Gala contributes to the mission of conquering childhood cancer. All proceeds benefit pediatric cancer patients at the Penn State Children’s Hospital and their families in need of financial aid, medical assistance, and emotional support.

About Iván Watanabe:

Iván Watanabe is a Managing Partner of Opus Private Client, LLC in the New York office. He joined Opus in 2013, after working in Boston for five years as a financial associate. During his time at Opus, Iván quickly established himself as a leader and an asset to the team, and he became a managing partner in 2018.

Iván is a graduate of the College of the Holy Cross with a bachelor’s degree in political science and Spanish literature and brings a unique blend of analytical and holistic thinking to each of his clients. Iván’s expertise is in asset protection, wealth accumulation, and wealth distribution strategies. His vast knowledge and rich experience in the finance industry earned him one of the most prestigious industry awards, the President’s Council Award in 2018.

 

The NIL Rule In Student Athlete Profitability with Chris Ward

The NIL Rule In Student Athlete Profitability with Chris Ward

In September of 2021, the NCAA allowed a ruling that unlocked college athletes from getting compensation for the first time in history. How will this change the relationship between student athletes, sponsoring companies, and their fans?

In this episode, George Papanicolaou speaks with Chris Ward, CRO of The Publisher Desk, on the NIL rule and the regulations surrounding it. Since the rule is still in its infancy, there are many questions like, who can provide sponsorships, how are sponsorships managed for independent players, and how can a player’s marketability impact their future as a professional athlete?

Listen as Chris discusses:

  • How an athlete can earn for their name, image and likeness
  • What kinds of opportunities student athletes can bring to local businesses
  • How social media influences the marketability of student athletes
  • And more

Connect with Chris Ward:

Connect with George Papanicolaou:

About Our Guest:

Christopher Ward, Co-Founder and Chief Revenue Officer of The Publisher Desk, a full-service technology and monetization platform for content publisher. He got his start in advertising and publishing in 2007 at News Corp and later at Undertone, an advertising network. In November of 2019, the Publisher Desk acquired Sportsnaut.com, doubling down on their belief in the future of sports marketing.  

About Our Host:

George has a very unique background and work history. Broad, diverse, and driven by integrity and strong family values, his experiences create the perfect foundation for teaming up with clients to protect, build, and enjoy their financial world.

George puts a strong emphasis on family. His parents and grandparents ran a very successful flower business with several locations in Westchester County, in addition to owning and managing commercial and residential real estate. From a young age, George was taught that compassion, good customer service, and a strong work ethic were key components to the longevity of a business.

George credits his significant business success to his strong work ethic and desire to learn— two qualities that have helped him earn several leadership awards. George’s interest in real estate contributes to his ability to help clients diversify their holdings.

George is married with four children, two dogs, and a bunny. He and his wife live in Pleasantville, NY. They are huge lovers of food and culture and enjoy traveling and entertaining at their home.

 

The Fundamental Pieces to Managing Cash Flow with Evan Wohl

The Fundamental Pieces to Managing Cash Flow with Evan Wohl

Life is always changing and as a result so will your cash flow.

In this episode, Iván Watanabe sits down with experienced financial planner Evan Wohl to discuss cash flow and some real-world applications you can use to keep balanced.

Evan will talk more about his process, why it’s important to update and analyze your current cash flow plan and the different things he’s seeing his clients have success with.  

Evan discusses:

  • What cash flow is and why it’s important to know your personal cash flow
  • The differences between inflows, outflows, transfers and how they can improve your cash flow 
  • Some of the mistakes people are generally making as it relates to cash flow
  • Tips on how to become a better saver for your future self 
  •  And more!

Resources:

Connect With Evan Wohl

Connect With Iván Watanabe:

 

About Evan Wohl:

After a very short stint as a Class A PGA Golf Professional, Evan Wohl started in financial planning in 2008, after graduating from Penn State University.  Evan’s lifelong appetite for learning and growth lead him to earn several high-level industry designations. CFP®, CLU®, ChFC®, RICP®  

 Evan’s clients receive thoughtful insight into the security and prosperity of their personal economy. He provides tools and strategies to measure and improve your cash flow as well as understand whether or not you are on track to accomplish your evolving financial goals.  Evan maintains collaborative relationships with his clients, in which they are always making proactive decisions to move their plan forward. 

Student Loan Repayment Updates with Joe McGrath

Student Loan Repayment Updates with Joe McGrath

How will Biden’s plans impact student debt? 

With the suspension of interest rates and repayment on student loans about to be lifted, creating a student debt payment plan is an essential part of financial planning. 

In this episode, Iván Watanabe is joined by Joe McGrath, Senior Business Development Associate at Gradfin. Together they dive into the forgiveness package, how it will impact student debt repayment, and the importance of understanding your options when creating a student debt financial plan.

Iván and Joe discuss:

  • The latest updates to Biden’s plan for student loans
  • Who is eligible to qualify for relief
  • What happens if you’ve fully paid off your loans 
  • How can you repay loans, and secure the forgiveness package
  • And more!

Connect with Joe McGrath:

Connect with Iván Watanabe:

About Our Guest:

Joe McGrath presents to financial advisors from coast to coast about the value of meeting with a student loan consultant to help navigate the perfect repayment plan. In addition to his current role in sales and client management, he has additional experience in both the recruiting and non-profit industries.



Optimizing Your Charitable Contributions Without The Stress with Jen Mayo

Optimizing Your Charitable Contributions Without The Stress with Jen Mayo

If you want to donate to a charitable organization, it’s important to know your options.

In this episode, Iván Watanabe is joined by Jen Mayo, the director of gift planning and advisor relations at Essex County Community Foundation (ECCF). Jen explains how with a donor-advised fund, you can give more to your charity of choice while revealing how to donate before, during, and after retirement through effective tax planning.

Jen discusses:

  • How Essex County contributes to charitable giving 
  • Ways the foundation promotes equity within the community
  • Why community foundations are essential for financial donations 
  • How donor-advised funds increase the value of donations while reducing stress over decision making
  • Where charitable giving fits within retirement planning and IRA minimum distribution 
  • And more!

Connect with Jen Mayo

Connect with Iván Watanabe:

About Our Guest:

As Essex County Community Foundation’s assistant director of gift planning and advisor relations, Jennifer Mayo focuses on building strong relationships with area professional advisors, who play a key role in expanding support for the region’s nonprofit organizations and collaborative efforts to tackle systemic social challenges. She also provides charitable gift planning and support to Essex County donors as they make decisions about their philanthropic giving and consider a donor-advised fund with ECCF.



Navigating A Disability with Dani Izzie

Navigating A Disability with Dani Izzie

Despite many individuals experiencing disability firsthand, the topic is not talked about nearly enough by non-disabled individuals. This leads to misconceptions and uncertainty around how to start these types of conversations.

In this episode, Iván Watanabe is joined by Dani Izzie, a social media manager at Spinergy Inc, disabilities advocate, and a proud mother of twins. Dani shares her insight as a person with quadriplegia and highlights the costs of basic living with specialized equipment, how society’s perception of disability impacts social interactions, and more.

Dani discusses:

  • How to correctly approach and refer to disabilities 
  • The social and medical model of disabilities 
  • How she became quadriplegic
  • The financial and emotional struggles she faced after hospitalization
  • Some of the challenges people with disabilities face
  • Why she created the documentary “Dani’s Twins”
  • And more!

Resources:

Connect with Dani Izzie:

Connect with Iván Watanabe:

About Our Guest:

Dani Izzie is an experienced digital strategist with demonstrated skills working in the sporting goods industry and disability community. 



Expanding Your Influence Through Usable Social Media Content with Mike Manzi

Expanding Your Influence Through Usable Social Media Content with Mike Manzi

Social media has become a tool for people of all ages and walks of life — from young children to businesses.

When it comes to business, effective social media practices can provide increased outreach to potential clients. 

This week, Iván Watanabe is joined by Mike Manzi, sales coach and founder of MM Sales Consulting. Mike unveils the role of social media as a tool for businesses and outlines the differences between social media platforms, ways to multitask content across multiple platforms, and tips to increase sales actively and passively.

Mike discusses:

  • What drew him to sales management
  • Ways he provides tools, leadership, and coaching for clients to increase sales
  • Why he chose TikTok as a business platform
  • The importance of usable content
  • And more!

Connect with Mike Manzi:

Connect with Iván Watanabe:

About Our Guest:

Mike Manzi is the founder of MM Sales Consulting. Mike is a sales coach who started as a content creator on Tik Tok. From realizing the potential of the platform to increasing followers and coaching businesses and individuals to increase their sales, Mike is all about helping continue business momentum and allowing clients to stop losing deals, keep reps from being B-players, and replace management with leadership.

 



Financial Planning for Immigrant Families with Dr. Daniel Crosby

Financial Planning for Immigrant Families with Dr. Daniel Crosby

Like many Americans, Iván Watanabe is a descendant of immigrants. He was born to a Venezuelan mother and a Japanese father, with an extended family on both sides. 

With the majority of his maternal family forced to leave Venezuela and his father’s family still living in Japan, Iván’s family grants him a unique insight as a financial planner.

In this episode, Dr. Daniel Crosby interviews Iván on financial planning and finances for immigrant families. Iván shares his personal experiences and the insights he’s gained from two different cultures. Plus, he reveals the impact both have had on his personal decisions.

Dr. Crosby and Iván discuss:

  • The power of saving and the value of financial skills when moving countries
  • Conflicts between culture and innovation
  • The financial struggle of real estate assets as a landlord 
  • Ways culture influences financial decisions
  • And more!

Resources:

Connect with Dr. Daniel Crosby:

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About Dr. Daniel Crosby:

Educated at Brigham Young and Emory University, Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of the mind and markets. Dr. Crosby recently co-authored a New York Times Best-Selling book titled Personal Benchmark: Integrating Behavioral Finance and Investment Management.

He also constructed the “Irrationality Index,” a sentiment measure that gauges greed and fear in the marketplace from month to month. His ideas have appeared in the Huffington Post and Risk Management Magazine, as well as his monthly columns for WealthManagement.com and Investment News.



What You Should Know About Assets After Death with Rob Pruett

What You Should Know About Assets After Death with Rob Pruett

Even if you’re one of the over 50% of Americans who doesn’t enjoy planning for their death, starting a plan today will allow your beneficiaries to avoid the challenges caused by a lack of information and preparation.

In this episode, Iván Watanabe and Rob Pruett dive into one of the most important topics in financial planning: What happens to assets after death. Together, they share examples of dividing assets between spouses, the legalities of estate planning, and creating a legacy you can witness.

Rob discusses:

  • The importance of updating your executor and power of attorney
  • How assets can become locked up after death
  • Why you should start your legacy sooner rather than later
  • The shifting taxation of estate planning
  • And more!

Connect with Rob Pruett:

Connect With Iván Watanabe:

About Our Guest:

Robert P. Pruett has been a wealth advisor with Opus Private Client, LLC for 14 years performing planning for high-net-worth individuals, families, and business owners. Rob uses leading-edge advanced personal planning techniques to protect and maximize each client’s wealth, retirement, and estate plans. Rob also consults with 50-to-800-person firms to deliver high-value corporate benefit programs, with a special focus on delivering healthcare savings of 10-15% or more through Opus’ proprietary reimbursement program offering.

His specialties include asset management, institutional investing, tax planning, life insurance, disability, annuities, and long-term care insurance, corporate benefits programs, executive benefit programs, retirement, and estate planning, and legacy and charitable planning.

A Conversation Around Global Oil and Gas with Nikolaos Kontos

A Conversation Around Global Oil and Gas with Nikolaos Kontos

After severing oil trade with Russia, President Biden plans to increase U.S. oil production from 11.8 million barrels to 12.8 million. 

In the short-term, this will provide gas for individuals and farmers. However, the long-term outlook remains uncertain. 

In this episode, Iván Watanabe & George Papanicolaou join Nikolaos Kontos, head of operations at Concord Maritime. Sharing his maritime experience and knowledge of the global oil trade industry, Nikolaos reveals how countries buying and selling oil have been impacted by rising gas prices.

Nikolaos discusses:

  • His journey at Concord Maritime
  • How reserves and release of oil barrels will influence short- and long-term costs 
  • The impact of gas prices on farmers
  • Who might enter the energy market in the future
  • And more!

Connect with Nikolaos Kontos:

Connect with Iván Watanabe:

About Our Guest:

Nikolaos Kontos serves as the director of operations at Concord Maritime. His responsibilities include overseeing the firm’s voyage management, vessel operations, bunker procurement, and post fixture functions. Niko has 15 years of industry experience and holds a US Coast Guard license as a Chief Mate of unlimited tonnage.

 

Historical podcasts are for informational purposes only; the information provided was accurate at the time of recording but may no longer be current.
The New 1980s Inflation with Rob Pruett

The New 1980s Inflation with Rob Pruett

After maintaining steady inflation of just under 2% for over a decade, America is now seeing the highest inflation rates since the late 1980s.

In this episode, Iván Watanabe and Rob Pruett explore the rising interest rates and inflation faced by consumers and businesses. They dive into the state of the economy while revealing ways clients can make the most out of the market volatility.

Iván and Rob discuss:

  • The role inflation plays with consumers and businesses
  • What the future looks like in terms of inflation and interest rates
  • Reasons pre-retirees and retirees should invest in their 401(k) plans
  • How interest rates impact client debt
  • And more!

Connect with Rob Pruett:

Connect with Iván Watanabe:

About Our Guest:

Robert P. Pruett has been a wealth advisor with Opus Private Client, LLC for 14 years performing planning for high-net-worth individuals, families, and business owners. Rob uses leading-edge advanced personal planning techniques to protect and maximize each client’s wealth, retirement, and estate plans. Rob also consults with 50-to-800-person firms to deliver high-value corporate benefit programs, with a special focus on delivering healthcare savings of 10-15% or more through Opus’ proprietary reimbursement program offering.

His specialties include asset management, institutional investing, tax planning, life insurance, disability, annuities, and long-term care insurance, corporate benefits programs, executive benefit programs, retirement, and estate planning, and legacy and charitable planning.

Planning for Parenthood with George Papanicolaou

Planning for Parenthood with George Papanicolaou

You could read every article and mommy blog and still remain unprepared for the experience of parenthood. 

Who better to hear from on the topic of financial planning and children than financial advisors who have kids?

In this episode, Iván Watanabe and George Papanicolaou recount their personal experiences with fatherhood, diving into the difference between expectation and reality. They reveal personal changes in routine and expenses while also sharing the realizations brought by parenthood.

George and Iván discuss:

  • The impact of information on new parents
  • Reasons you should build cashflow early on
  • The importance of accepting a lack of control
  • How basic baby necessities can be considered luxury items 
  • And more!

Connect with George Papanicolaou:

Connect with Iván Watanabe:

About Our Guest:

George Papanicolaou has a very unique background and work history. Broad, diverse, and driven by integrity and strong family values, his experiences create the perfect foundation for teaming up with clients to protect, build, and enjoy their financial world.

George puts a strong emphasis on family. His parents and grandparents ran a very successful flower business with several locations in Westchester County, in addition to owning and managing commercial and residential real estate. From a young age, George was taught that compassion, good customer service, and a strong work ethic were key components to the longevity of a business.

 

Building Real Estate Investments in a Rising Interest Rate Environment with Jon Minkoff

Building Real Estate Investments in a Rising Interest Rate Environment with Jon Minkoff

Real estate investment is a balance between finding the right financial opportunity, and a unique, desirable location. How can you build real estate investments in a rising interest rate environment? 

In this episode, Iván Watanabe and Evan Wohl speak with Jon Minkoff, co-founder, CFO, COO, CIO of ASH NYC, on real estate investment for individual investors, what to consider when entering the current economic market, and how investors view property from a buyer, seller or investment perspective.

Jon discusses:

  • What makes a good real estate investment
  • How banks manage lending risk in a rising interest rate environment
  • How he manages business through different economic climates
  • And more

Connect with Iván Watanabe:

Connect with Evan Wohl:

Connect with Jon Minkoff:

About Jon Minkoff:

Real estate professional with experience working with start up real estate development private equity funds. Jon has experience in all aspects of real estate including finance, development, financial forecasting, construction, estimating, property management, as well as commercial leasing. He has also spent time working with high net worth individuals to analyze and manage different real estate acquisition opportunities.

Tactical Practices For Business Estate Taxes With Jeremy Suarez and Michael Canarick

Tactical Practices For Business Estate Taxes With Jeremy Suarez and Michael Canarick

Do you have a plan in place if you lose some of your key employees? What if you could no longer afford to maintain your key employees and business due to taxes? 

Preparing for any of these scenarios is imperative for all business owners. 

In this episode, Iván Watanabe is joined by Jeremy Suarez, managing partner at TOMORO and Michael Canarick, partner at Canarick & Canarick. Together, they dive into estate taxes for business owners and the cost of the potential new tax law. They also explain how business owners are attracting, rewarding, and retaining key employees through benefit programs and bonus strategies.

Iván, Jeremy, and Michael discuss:

  • How employers are incentivizing key employees to stay
  • Why key man insurance is necessary for any high-level employee
  • What will be impacted by the changes to the tax law
  • How clients can take advantage of the current tax law
  • And more!

Resources:

Connect with Jeremy Suarez:

Connect with Michael Canarick:

Connect With Iván Watanabe:

About Jeremy Suarez:

Jeremy joined Tomoro as a managing partner in 2014. When working with individual households on their wealth creation strategies; the focus is on all areas of wealth accumulation, protection, and distribution.  As a certified exit planning professional, Jeremy supports business owners with a full range of business continuity, succession, and exit planning recommendations; with a core focus of optimizing value.

About Michael Canarick:

Canarick & Canarick was founded by Michael Canarick, an estate planning attorney with a Master of Laws in Taxation from NYU and a member of the New Jersey, New York, and Pennsylvania Bars. Michael has over 15 years of experience in counseling on tax and estate planning matters and developing strategies that will help create and preserve wealth through generations. Michael’s practice consists of reviewing and drafting legal documents for clients and educating them on the various options that exist when it comes to the distribution of their assets.

 

The World of Health Care Benefit Plans With Stefan Carpentieri

The World of Health Care Benefit Plans With Stefan Carpentieri

When reviewing your health care benefit plan options, do you have the right information to make the best choice for you?

In this episode, Iván Watanabe sits down with OPUS PC’s benefits consultant, Stefan Carpentieri. Stefan explains everything you need to know about health insurance and employee benefits to help you select the optimal coverage. Listen in as Stefan provides you with valuable information you should think of before considering potential options! 

Stefan discusses:

  • The importance of understanding what healthcare means
  • How to make the best choices for your medical future
  • The four types of healthcare plans
  • The difference between copay and deductibles
  • And more!

Connect with Stefan Carpentieri

Connect with Iván Watanabe:

About our Guest:

Stefan Carpentieri is a Benefits Consultant at Opus Private Client in the New York office. 

 Stefan specializes in employee and executive benefits for the private and non -profit sectors. He works closely with his clients and provides value in cost reduction strategies, renewal and carrier negotiations, compliance, plan design analysis, and account management. Stefan also works closely with the executives of each organization to ensure that their personal planning and risk management aligns with the corporate benefit offerings.

 

The Benefits of Equity Awards With Alejandro Azuaje

The Benefits of Equity Awards With Alejandro Azuaje

Company benefits come in many shapes and sizes. 

One major way some employees are being compensated today is through equity awards. This is a benefit that is bigger than it appears and is one business owners and employees should take note of.

In this episode, Iván Watanabe welcomes Alejandro Azuaje, an investment specialist with OPUS Private Client. Alejandro dives into the world of equity awards, explaining what they are, how they work, and how you can make the most out of your equity awards.

Alejandro discusses:

  • Why do companies offer equity awards
  • How you can gain compensation from equity awards
  • The benefits of stock options over shares of stock
  • And more!

Connect with Alejandro Azuaje:

Connect with Iván Watanabe:

About our Guest:

Alejandro Azuaje is an associate and investment specialist at Opus Private Client, LLC. After graduating from college, Alejandro entered the financial planning industry. He joined Opus in 2017 and is elated to be working for a team that believes in holistic planning and executes its recommendations with efficiency and ease. Alejandro’s specialties are in financial planning analysis, financial modeling, and equity investments. He is a Westchester native from Purchase, NY, and an Alumnus of New York University with a bachelor’s degree in computer science.

What to Know About Moving Across State Lines With Mark Klein

What to Know About Moving Across State Lines With Mark Klein

Moving for work or a new venture can be exciting. 

But new taxes you may be paying less so.

In this episode, the chairman and partner of Hodgson Russ LLP, Mark Klein, joins Iván Watanabe and Russ Carpentieri to discuss the true cost of moving states. Mark explains taxes and auditors when moving, and answers frequently asked moving questions while dispelling myths on how to avoid taxation.

Mark discusses:

  • The 183 day rule
  • How auditors determine your main residence
  • How the pandemic will impact those who moved
  • Myths on how to avoid taxation
  • And more

Resources:

Connect With Mark Klein:

Connect With Russ Carpentieri:

Connect With Iván Watanabe:

About our Guest:

Mark Klein is Hodgson Russ LLP’s chairman and concentrates his practice in New York State and New York City tax matters. He has more than 35 years of experience with federal, multistate, state, and local taxation — and may be best known for his public speaking on tax topics. Mark splits his time between the Firm’s New York City and Buffalo offices.

Supercharge Your Career With Julie Harnik

Supercharge Your Career With Julie Harnik

Over the past eighteen months, our understanding of work as employers and employees has changed dramatically. 

But that doesn’t mean you can’t build the career you’ve been looking for.

In this episode, Julie Harnik, a leadership coach focused on helping individuals and teams maximize their potential, joins Iván Watanabe. Julie discusses how the pandemic has shifted our perspective of what the work environment should look like and reveals the career questions you should be asking yourself, no matter how long you have been walking your career path.

Julie discusses:

  • How priorities change
  • The myths we believe when starting a new job
  • How job applications have changed
  • Tips for applying and interviewing for a new job
  • And more

Connect With Julie Harnik:

Connect With Iván Watanabe:

About Julie Harnik:

My passion is helping professionals maximize their potential so that their work (and life!) can be mentally, emotionally and financially fulfilling. I work with individuals, teams and organizations ready to make the inner and outer shifts necessary to propel themselves forward. My ultimate thrill is helping you to make that pivot you’ve only allowed yourself to dream about, or finding the confidence to excel where you are.

Throughout my career, I had found myself in the midst of many leaps. Be it leaping up the ladder, being promoted to Vice President prior to the age of 30. Be it leaping forward in a 15-year career on the cutting-edge of the media, marketing and tech industries working on first-ever initiatives in digital advertising and content marketing with brands such as Procter & Gamble, Disney, the US Olympic Committee, NASCAR and NBC – I even worked with Kermit the Frog!

Throughout these leaps, I consistently found myself either burnt out or bored, with little in between. I looked around one day and thought two things:

~How am I already one of the oldest people in the room?

~Is this going to be enough, for me, for the rest of my career?

It was then that I took a step back and took inventory of what I loved to do – leading others, managing people, creating culture and building experiences – that plus a deep desire to work for myself led me to realize it was time for my biggest leap yet.

And I haven’t looked back since.

Life is way too short not to do the work you love.

I launched my coaching practice because transformational conversations have always been a part of my DNA and I want to spend my time doing what I love – helping others create a career and a life they love. For some, this may mean it’s time to leap into something new. For others, this may mean that it’s time to get more grounded and confident where you have already landed.

One of my favorite things to say – to my clients, to my friends and to myself – is that it is possible to make work work for us. If this sounds like something you want, let’s talk!

A Conversation Around Estate Planning & Taxes with Michael Canarick

A Conversation Around Estate Planning & Taxes with Michael Canarick

There’s nothing like the peace of mind that comes with having a strategic and comprehensive plan for your future.

This is especially true when it comes to your estate plan.

In this episode, Canarick & Canarick’s founder and estate planning attorney, Michael Canarick, sits down with Iván Watanabe to discuss the value of having an estate plan. He explains the current estate planning and tax environment and other considerations to help you plan your estate strategically and specifically.

Michael discusses:

  • How estate taxes work & new estate tax laws
  • Generational trusts and how they relate to asset protection and estate planning 
  • How selling or gifting estates can reduce or eliminate estate-related taxes
  • Must-have estate planning documents 
  • And more

Connect with Michael Canarick:

Connect with Iván Watanabe:

About Michael Canarick:

Canarick & Canarick was founded by Michael Canarick, an estate planning attorney with a Master of Laws in Taxation from NYU and a member of the New Jersey, New York, and Pennsylvania Bars. Michael has over 15 years of experience in counseling on tax and estate planning matters and developing strategies that will help create and preserve wealth through generations. Michael’s practice consists of reviewing and drafting legal documents for clients and educating them on the various options that exist when it comes to the distribution of their assets.

Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof.

Bringing People & Communities into Commercial Real Estate with Zameer Upadhya & Chris Chambers

Bringing People & Communities into Commercial Real Estate with Zameer Upadhya & Chris Chambers

When Platinum Premier Global Equity looks to invest, it looks for ways it can help improve its local communities.

In this episode, Platinum Premier’s Zameer Upadhya and  Chris Chambers join Iván Watanabe to share how the company is working to help people across the United States (and the world) invest in commercial real estate. 

They highlight how the organization’s investments and high-quality real estate improvements can provide stable returns for investors and secure economic assets for communities.

Zameer and Chris discuss:

  • Platinum Premier Global Equity’s mission to provide unique real estate opportunities 
  • COVID-19’s impact on the commercial real estate industry 
  • How real estate creates value for people 
  • Why real estate isn’t a passive investment
  • Reasons to integrate commercial real estate into your overall portfolio 
  • And more

Resources:

Connect with Zameer Upadhya and Chris Chambers:

Connect with Iván Watanabe:

About Zameer Upadhya: 

Zameer Upadhya is Platinum Premier Global Equity’s co-founder and CEO, a real estate private equity firm focused on multi-family and hotel value-add development opportunities. The team improves the properties through hands-on management and targeted value-add initiatives striving for solid returns for investors and strong economic assets for communities.

About Chris Chambers:

Chris is Platinum Premier Global Equity’s CFO. He has been investing in real estate since 2004. His investments concentrated on residential real estate projects, increasing profits, and enhancing cash flow. His background lends him nearly 15 years of relevant financial expertise in real estate, financial planning, long-term planning, capital allocation, capital-efficient profitable growth, auditing, and investment strategies.

Data and rates used were indicative of market conditions as of the date of original publication. Opinions, estimates, forecasts and statements of financial market trends were based on the current market conditions as of the date of recording and are subject to change without notice. Past performance is not a guarantee of future results.

Must-Know Business Exit Planning Considerations With Jeremy Suarez

Must-Know Business Exit Planning Considerations With Jeremy Suarez

New Jersey financial consulting firm Tomoro LLC possesses a distinct ability to manage business owners’ financial choices in a way that will help them reach their desired long-term wealth goals.

How do they do it?

Find out in this episode, as the firm’s managing partner and director of financial planning, Jeremy Suarez, introduces Tomoro’s role in helping small, privately-owned businesses successfully plan their business exit. Plus, he shares must-know considerations every business owner should know for a smooth business takeover. 

Jeremy discusses:

  • Tomoro’s approach to helping individuals and their businesses with transition and exit planning 
  • When the right time is to start planning for your business exit
  • Easing the business takeover process with employee retention
  • Common exit planning mistakes 
  • Consequences of not planning your business exit or transition 
  • And more

Connect With Jeremy Suarez:

Connect With Iván Watanabe:

About Jeremy Suarez:

Jeremy joined Tomoro as a managing partner in 2014. When working with individual households on their wealth creation strategies; the focus is on all areas of wealth accumulation, protection, and distribution.  As a certified exit planning professional, Jeremy supports business owners with a full range of business continuity, succession, and exit planning recommendations; with a core focus of optimizing value.

Resuming Air Travel in the Era of COVID-19 With MilesAhead – With Rob Karp

Resuming Air Travel in the Era of COVID-19 With MilesAhead – With Rob Karp

With summer just around the corner and vaccination rollouts ramping up, some countries are starting to lift their restrictions, and slowly but surely, the travel world is beginning to return.

In this episode, MilesAhead’s CEO and founder, Rob Karp, sits down with Iván Watanabe to explain his travel agency’s approach to travel resumption and to highlight must-know considerations for when you book your next trip. 

You will learn:

  • Rob’s thoughts on the current travel landscape
  • Three best practices for those who are thinking about traveling abroad
  • How the pandemic has switched the way MilesAhead plans for client travel arrangements 
  • The benefits of using credit card points to book, travel, and do everyday purchases 
  • And more!

Join in and find out how MilesAhead can help you resume your travel sooner rather than later! 

Resources:  Opus Private Client, LLC | Iván Watanabe | Rob KarpMilesAhead | Team | info@milesahead.co | Sherpa | Coronavirus World Map | Chase Sapphire Reserve | The Points Guy | One Mile at a Time | The Points Mom

Bajraktari Realty’s Diverse Real Estate Approach — With George Papanicolaou, Florim, and Gani Bajraktari

Bajraktari Realty’s Diverse Real Estate Approach — With George Papanicolaou, Florim, and Gani Bajraktari

Bajraktari Realty Management is a multifaceted company that owns and operates over 70 buildings throughout the Bronx, Manhattan, and Yonkers area.

After spending over 25 years servicing the New York real estate market, they have learned a thing or two about residential and commercial real estate.

Today, Bajraktari Realty’s Florim and Gani Bajraktari join Iván Watanabe and George Papanicolaou to discuss their roles at the firm. Plus, they offer their latest updates on New York’s residential and commercial real estate market that you don’t want to miss! 

In this episode, you will learn:

  • Who Bajraktari Realty works with
  • Why value and community are so important to Bajraktari Realty
  • The importance of calculating how manageable real estate is 
  • Bajraktari Realty’s unique design process
  • And more!

Join this conversation today and find out what you need to consider before investing or leasing in New York real estate! 

Resources:  Opus Private Client, LLC | Iván Watanabe | George Papanicolaou | Bajraktari Realty Management Company: (914) 290-4848 (White Plains, New York) |  Florim Bajraktari | Florim Bajraktari on LinkedIn | Gani Bajraktari

Navigating the World of Mortgages — With Pat Tobin

Navigating the World of Mortgages — With Pat Tobin

Getting a mortgage for your new home shouldn’t drain the joy out of accomplishing a lifelong goal. That’s why Cardinal Financial Company works to create a better mortgage experience so that your home buying process is simple and easy to navigate.

Today, Iván Watanabe sits down with the firm’s loan originator, Pat Tobin. Pat breaks down Cardinal Financial’s transparent and simple approach when providing clients with the home loans they need and provides tips for securing your next mortgage. 

In this episode, you will learn:

  • What you need to know about the current mortgage marketplace 
  • Pat’s advice for those who want to reassess their mortgage situation 
  • The truth about cash out refinancing 
  • Best practices to achieve a quick and seamless loan approval process 
  • And more!

Whether you’re considering a new loan or refinancing, tune in today and discover everything you need to know about today’s mortgage landscape!

Resources:   Opus Private Client, LLC | Iván Watanabe | Patrick Tobin: (508) 274-8645 | LinkedIn | Cardinal Financial Company on LinkedIn

What You Need to Know About Medicare — With Jim Ryan

What You Need to Know About Medicare — With Jim Ryan

It’s never too early to start planning for your Medicare coverage. 

If you’re ready to start thinking about your coverage, join Iván Watanabe in this informative episode as he sits down with Opus PC’s resident Medicare expert, Jim Ryan. They break down everything you need to know to understand the many parts of Medicare, including its different parts, its enrollment periods, and common Medicare mistakes. Plus, Jim reviews different considerations around Medicare that will help you achieve clarity around your plan.

In this episode, you will learn:

  • When you should start considering your Medicare options 
  • Why you shouldn’t sign up for Medicare too early, nor too late 
  • The difference between Medicare Parts A and B 
  • About Medicare’s supplemental and advantage plan 
  • And more!

Listen in and learn the basics of Medicare so you can start planning for your coverage today! 

Resources:  

Opus Private Client, LLC | Iván Watanabe | Jim Ryan | Medicare Website | State Insurance Departments 

Designing Your Next Phase of Life: Retirement — With Kaplan Mobray

Designing Your Next Phase of Life: Retirement — With Kaplan Mobray

Kaplan Mobray is not only a best-selling author, but is also one of the world’s most dynamic and inspirational business speakers. 

Now, you have the chance to learn some of Kaplan’s expert insight around designing your next phase of life!

In this episode, join Kaplan and Iván Watanabe as they discuss how Kaplan transforms lives with innovative and insightful strategies for finding purpose in retirement so that you can maximize your next phase of life.

In this episode, you will learn:

  • How Kaplan helps clients through life transitions
  • Kaplan’s advice for those in retirement, or those experiencing major life changes and transitions
  • Things to evaluate when preparing for your retirement
  • How teaching, volunteering, and mentoring can help you stay connected in retirement
  • And more!

Are you ready to discover why you should always live life by decision and not by default? Tune in today!

Resources:  

Opus Private Client, LLC | Iván Watanabe | Kaplan Mobray | LinkedIn | Facebook | Instagram |Twitter | YouTube | Book: The 10Ks of Personal Branding Products | Amazon 

 

Navigating the Student Loan Marketplace — With Joe McGrath

Navigating the Student Loan Marketplace — With Joe McGrath

Are you someone who has applied, or is planning to apply, for a student loan? 

Then this is an episode you won’t want to miss!

To bring you greater clarity around student loans, Iván Watanabe sits down with GradFin’s senior business development associate Joe McGrath for today’s episode. Joe explains GradFin’s role around applying, refinancing, and forgiving student loans and shares some must-know insight about this type of loan.

In this episode, you will learn:

  • How GradFin helps clients with their student loans 
  • Joe’s advice to those applying for student loans 
  • The difference between private and federal loans 
  • About the Public Service Loan Forgiveness program
  • And more!

From refinance to forgiveness, tune in today and learn everything you need to know about student loans in today’s marketplace!

Resources:   

Opus Private Client, LLC | Iván Watanabe | GradFin | Refinance | Team | Joe McGrath: (267) 703-4726 ext. 109

Retirement Threats — Part 5 — With Rob Pruett

Retirement Threats — Part 5 — With Rob Pruett

How can you plan for the retirement you desire when there are many uncertainties that could impact it, like new economic and legislative changes?

Find out in this episode, as Iván Watanabe joins Rob Pruett to explore a fifth and final retirement threat, legislative and economic changes. 

Rob discusses how proactive planning can help address the risk economic and legislative changes can bring to your retirement so that you can enjoy this life phase regardless of where the market, taxes, interest rates stand. 

In this episode, you will learn:

  • The importance of understanding past and current interest rates 
  • How different tax laws relate to retirement planning 
  • Ways annuities can benefit retirees and pre-retirees 
  • The importance of asset diversification 
  • And more!

Listen today for tips and tricks that can help you secure your retirement despite ever-changing economic rules and regulations! 

Retirement Threats Mini-Series:  

Resources:  

Historical podcasts are for informational purposes only and may not be the current opinions of the speakers.  Although the information was accurate at the time it may no longer be applicable.  These podcasts are intended for general public use. By providing this content, Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity.

Retirement Threats — Part 4 — With Russell Carpentieri

Retirement Threats — Part 4 — With Russell Carpentieri

Our lifestyle plays a major role in defining our standard of living. It also impacts how we envision our retirements.

That’s why, along with the financial, it’s important to consider lifestyle planning as part of your retirement planning process.

In this episode, Iván Watanabe chats with Russell Carpentieri about the lifestyle component of retirement planning. Russell gives valuable advice around lifestyle planning for retirement and highlights the importance of advanced planning and having a disciplined savings strategy.

In this episode, you will learn:

  • The importance of consistency and discipline when preparing and saving for retirement 
  • The advantages and disadvantages of lifestyle planning for retirement 
  • Russell’s advice for retirees and pre-retirees 
  • About Russell’s own retirement planning journey  
  • And more!

Tune in today and find out how proactive planning can help you protect your lifestyle throughout your retirement!

Retirement Threats Mini-Series: 

Resources:  

Historical podcasts are for informational purposes only and may not be the current opinions of the speakers.  Although the information was accurate at the time it may no longer be applicable.  These podcasts are intended for general public use. By providing this content, Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity.

Retirement Threats — Part 3 — With George Papanicolaou

Retirement Threats — Part 3 — With George Papanicolaou

Technology is constantly evolving. While technological improvements enhance our lives in many ways, its progress could also present threats to your retirement.

How?

Discover the answer in this episode, as Iván Watanabe sits down with George Papanicolaou to explore technology as a retirement threat. George reveals must-know cybersecurity and technology tips and tricks for retirees and pre-retirees and shares ways you can protect your retirement from this type of risk.

In this episode, you will learn:

  • Why you should be planning for technology-related costs 
  • How the senior population is adapting to technological developments 
  • The importance of cybersecurity education for older generations 
  • How retirees and pre-retirees can use technology wisely and securely 
  • And more!

Tune in and discover how you can strengthen your technological literacy for your retirement! 

Retirement Threats Mini-Series: 

Resources:   

Historical podcasts are for informational purposes only and may not be the current opinions of the speakers.  Although the information was accurate at the time it may no longer be applicable.  These podcasts are intended for general public use. By providing this content, Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity.

Retirement Threats — Part 2 — With Adam Rolewicz

Retirement Threats — Part 2 — With Adam Rolewicz

While most people know that the market can impact the value of their portfolio, not everybody realizes that other elements, like the sequence in which you withdraw from your investments, can also impact your portfolio’s value.

In part 2 of our retirement threats mini-series, Iván Watanabe chats with Adam Rolewicz about the sequence of returns risk and how it can affect your retirement. Adam defines this type of risk and its effects and shares ways you can plan ahead for this type of risk. 

In this episode, you will learn:

  • About the sequence of returns risk 
  • How the market impacts the sequence of your returns 
  • Why you should consider cultivating assets outside of the market 
  • The importance of being open-minded when planning for retirement 
  • And more!

Tune in to learn different planning techniques that can help you avoid timing the market — and your retirement!

Retirement Threats Mini-Series:  Part 1 

Resources:  

Historical podcasts are for informational purposes only and may not be the current opinions of the speakers.  Although the information was accurate at the time it may no longer be applicable.  These podcasts are intended for general public use. By providing this content, Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity.

Retirement Threats — Part 1 — With Lou Mohn

Retirement Threats — Part 1 — With Lou Mohn

What concerns you most when it comes to your retirement?  

Today, we launch a new five-part mini-series on retirement threats and how Opus Private Client helps clients avoid them through our WealthStyle planning process.

In part one, join Iván Watanabe and Lou Mohn as they explore health, lifestyle, and financial planning as areas of concern for pre-retirees — and how forward-thinking planning can help you address these concerns.

In this episode, you will learn:

  • What retirement means to Lou
  • Lou’s recommendations for achieving longevity and minimizing health risks
  • The importance of planning for certainty 
  • The role of annuities in financial planning 
  • And more!

Tune in and find out how proactive planning can help you enter retirement with confidence and clarity!

Resources: 

 

Historical podcasts are for informational purposes only and may not be the current opinions of the speakers.  Although the information was accurate at the time it may no longer be applicable.  These podcasts are intended for general public use. By providing this content, Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity.

Instilling Work Ethic & Charity Within a Financially Advantaged Family

Instilling Work Ethic & Charity Within a Financially Advantaged Family

While we work hard to provide financial security for our children, it’s still important that we set them up for success by guiding them towards the right financial mindsets and behaviors.

In this episode, Iván Watanabe and Lou Mohn explore ways we can teach our kids crucial financial lessons — even when they’re raised in a financially secure environment. Lou shares his personal insight and tips for parenting around finances and reveals the financial lessons he’s taught his sons along the way.

In this episode, you will learn:

  • Early financial lessons Lou Mohn taught his children
  • Why you should let your child make mistakes
  • The importance of your child’s happiness
  • How to teach your kids about charitable giving
  • And more!

Discover concepts both parents and children should know in this episode of Wealth Style Podcast!

Resources: Opus Private Client, LLC 

How to Take Your Golf Game to the Next Level — With Tom Patri

How to Take Your Golf Game to the Next Level — With Tom Patri

Are you ready to drive your golf game to the next level?

If so, tee up this episode of the WealthStyle Podcast and get ready to learn from Tom Patri himself! 

As one of the top 100 golf teachers in America, Tom joins Russ Carpentieri to share actionable tips that amateur golfers can use to improve their game and reveals the ways golf has impacted our psychology and technology.

In this episode, you will learn:

  • Why you need quality golf equipment 
  • Tom’s virtual golf teaching approach 
  • The importance of maintaining a proper golf practice regime 
  • How golf has helped foster family relationships
  • And more!

Tune in now to learn how you can upgrade your golf game today!

Resources:  Opus Private Client, LLC | Tom Patri Golf Services 

From Collecting Wine to Virtual Tastings: Wine 101 — With Sarah Tracey

From Collecting Wine to Virtual Tastings: Wine 101 — With Sarah Tracey

Are you a wine lover? Or, do you not know much about wine, but want to discover more about it?

If so, then this episode is for you!

Today, Iván Watanabe joins wine expert and certified sommelier, Sarah Tracey. To help you learn everything you need to know about wine, Sarah shares everything from her wine secrets to her tips and tricks for learning about your favourite type of wine.

In this episode, you will learn:

  • About the rise of virtual wine tastings
  • The difference between old world wine and new world wine
  • Wine etiquettes  
  • How to start your own wine collection
  • And more!

Are you ready to perfect your wine knowledge? Grab a glass and tune in now! 

Resources:  Opus Private Client, LLC | The Lush Life | Lush Life Instagram

How to Protect Your Income with Disability Insurance

How to Protect Your Income with Disability Insurance

Over the past several months, COVID-19 has left more people than ever questioning how they can protect their income.

To help you better understand your options, Iván Watanabe explores the value of disability insurance in today’s episode. In this information-packed episode, Iván dives into the value of this type of insurance and what you need to know about the ways it can protect you.

In this episode, you will learn:

  • Why you need to understand the definition of “disability”
  • The different types of disability insurance
  • What to think about when looking for disability insurance
  • About the process of getting disability insurance
  • And more!

Tune in now to learn more about disability insurance and why you should get it sooner rather than later!

Resources: Opus Private Client, LLC 

 

What to Consider When Reviewing Your Attending Physician Contract — With Stephanie J. Rodin, Esq.

What to Consider When Reviewing Your Attending Physician Contract — With Stephanie J. Rodin, Esq.

As a new physician, how can you ensure that you’re protected as an employee?

This is something Stephanie Rodin and the Rodin Legal team help physicians with each and every day. 

In this episode, Stephanie joins Iván Watanabe to break down the special considerations healthcare practitioners should keep in mind with their contracts. Stephanie reveals essential things to look out for when it comes to key areas like compensation, benefits, and malpractice coverage. 

In this episode, you will learn:

  • How Stephanie helps healthcare professionals with their employment agreements 
  • What healthcare workers should look for in their contracts 
  • About restrictive covenants and how they can impact your future employment
  • How tail coverage works to protect you 
  • And more!

Tune in to this information-packed episode today and discover key ways you can protect yourself as a physician and as an employee!

Resources:  Opus Private Client, LLC | Stephanie Rodin | Rodin Legal 

What it’s Like Working With Opus Private Client

What it’s Like Working With Opus Private Client

As an Opus Private Client planner and partner, Lou Mohn provides clients with personalized comprehensive financial planning by drawing not only on his knowledge and expertise, but also on his first-hand experience in working with Opus PC as a client himself.

Today, Lou joins Iván Watanabe to share his experience of working with Opus PC as a client, and why it inspired him to pursue a career as an advisor so he, too, could provide clients with the wealth, lifestyle, and purpose they seek.

In this episode, you will learn:

  • How working with Opus PC changed Lou’s life
  • What the Opus PC planning process looks like
  • Why time spent planning up front will provide you value later on
  • How Opus’ planning can help you get through hard times 
  • And more!

Tune in now to learn about Lou’s journey with Opus PC — and what their planning process could bring you, too, as an Opus PC client!

Resources: Opus Private Client, LLC

From the Election to COVID-19: Investing in Today’s Environment

From the Election to COVID-19: Investing in Today’s Environment

With the presidential election just around the corner and the COVID-19 crisis continuing on, 2020 has brought a time of uncertainty for many investors.

To explore our current environment and the investment planning that should go along with it, Iván Watanabe joins Robert Pruett in today’s episode. Robert shares what has been happening as a result of the global pandemic, both in the market and for clients. He also reveals how some of OPUS’ planning ideals have helped clients weather the short-term craziness of the year, all the while staying on track with their long-term plans.

In this episode, you will learn:

  • How the market has changed as a result of COVID-19
  • Three buckets you should consider putting money into
  • Benefits of hiring a professional financial planner
  • The importance of understanding your personal tax rate
  • And more!

Tune in now and discover how COVID-19 has impacted the investing landscape — and what you as an investor should keep in mind during this time of uncertainty!

Resources: Opus Private Client, LLC

COVID-19: What’s Happening on the Hill? — With Joshua Caron

COVID-19: What’s Happening on the Hill? — With Joshua Caron

When it comes to the physical and economic impact of COVID-19, many are questioning what our future could look like, especially from a policy standpoint.

To explore this question, Iván Watanabe joins Joshua Caron for today’s episode. As the vice president of legislative affairs at AALU & GAMA, Joshua shares his insight into the government’s reaction to the economic crisis created by COVID-19, the possible repercussions of the government’s financial aid, and how the government might recuperate post-COVID.

In this episode, you will learn:

  • The impact of the initial COVID relief efforts
  • How current events influence the election
  • About the possibility of liability protection for businesses
  • How the government could recover from the benefits they’ve granted
  • And more!

Tune in now to learn how the government has provided relief throughout the COVID-19 crisis — and what it could mean for the country’s financial tomorrow.

Resources: Opus Private Client, LLC  | AALU and GAMA | Contact Josh Caron

Wills & Trusts: Managing Assets After Death — With Anthony J. Enea

Wills & Trusts: Managing Assets After Death — With Anthony J. Enea

Have you created your will yet? If not, what will happen to your assets when you pass away?

In this episode, OPUS Private Client senior founder Michael Perry joins Anthony Enea, an elder law attorney with years of experience with elder law, wills, trusts and estates, asset protection, and special needs planning. Today, Anthony shares his expertise on the importance of creating a will and the impact it can have on your assets, while also answering common questions about estate planning. 

In this episode, you will learn:

  • The importance of creating a will
  • The difference between a trust and a will
  • How marriage can impact your asset distribution
  • The difficulties with using free online services
  • And more!

Tune in now for your run-down on what you need to know about estate planning with wills and trusts!

Resources: Opus Private Client, LLC  | mperry@opus-pc.com: (914) 825-1024 | Enea, Scanlan & Sirignano, LLP

How Will Socially-Distant Schooling Work?

How Will Socially-Distant Schooling Work?

With the pandemic precautions, returning to school is a concerning issue for many parents. What will their children’s education look like throughout the 2020-2021 school year?

In this episode, Ivan Watanabe is joined by OPUS partner George Papanicolaou and educational consultant Elaine Avinoam. Elaine shares her insight into the changes to schooling due to COVID-19 and the impact it could have on children, both in curriculum and in childrens’  socialization. 

In this episode, you will learn:

  • How schools are adapting to social distancing precautions
  • How childhood socialization will be impacted by hybrid or virtual education
  • What homeschooling could look like when done in “pods”
  • Tips for teachers who are nervous about teaching in this environment
  • The logistics of transitioning from the classroom to virtual learning or a hybrid model
  • And more!

Discover how the 2020-2021 school year will be impacted by COVID-19 precautions. 

Resources: Opus Private Client, LLCElaine Avinoam Consulting

How to Start Using the Most Overlooked Corporate Benefits

How to Start Using the Most Overlooked Corporate Benefits

Are you getting the most out of your company benefits?

In this episode, Russ Carpentieri and Iván Watanabe encourage you to stop leaving company benefits on the table and start using them. Find out which benefits people overlook the most, why people don’t enroll for good benefits, and, most importantly, how to start using benefits to your advantage. 

In this episode, you will learn:

  • The importance of understanding your benefits
  • How you can increase your benefits
  • The difference between company benefits and street benefits
  • How to start the enrollment process within your company
  • And more!

Tune in now to learn how to make the most of your company benefits!

Resources:  Opus Private Client, LLC 

Financial Planning Considerations for Young Families

Financial Planning Considerations for Young Families

As your life changes, so will your financial planning needs. One major transition that can shift your financial picture is starting a family.

But what should you consider around your financial planning when it comes to starting your family?

Today, Iván Watanabe joins OPUS Private Client’s George Papanicolaou to discuss financial planning considerations for young families. Together, they reveal key questions you should ask when planning for your first child and share planning ideas for after you welcome your first child.

In this episode, you’ll learn:

  • The financial steps you should take when planning for a baby
  • Why you should get your documents in order
  • The importance of locking your child’s social security number
  • How your income plays a role when planning around your child
  • And more!

Tune in now to discover the importance of financial planning when starting your family!

Resources:  Opus Private Client, LLC

Our New Normal: How the Retirement Landscape has Changed — With Rob Pruett

Our New Normal: How the Retirement Landscape has Changed — With Rob Pruett

A lot has changed over the years, including our lifespans, goals, and view of what makes the perfect retirement. How is financial planning adapting to this changing landscape?

To examine some of these changes, Iván Watanabe joins wealth advisor Rob Pruett for today’s episode. Together, they discuss the effect COVID-19 has had on retirees and where the future of retirement planning could be heading with younger generations.

In this episode, you will learn:

  • The impact life expectancy has on retirement planning
  • What young people are looking for with their futures
  • The importance of saving early
  • Strategies for after retirement
  • And more!

Tune in now to learn more about the retirement landscape in our current environment and beyond!

Resources:   Opus Private Client, LLC

What the Top Opus Clients Have in Common

What the Top Opus Clients Have in Common

Over the years, Russ Carpentieri and Iván Watanabe have noticed that clients who have the greatest level of financial success and personal satisfaction share very common behaviors and qualities.

Today, Russ and Iván delve into these common characteristics,  how they ultimately impact the planning process, and how clients move forward with their wealth, lifestyle, and purpose.

In this episode, you’ll learn:

  • What role a client’s mindset plays in their success 
  • What gap in the market Opus is filling for clients
  • Examples of the client journey when working with the Opus team
  • And more!

Tune in now to learn more about Opus Private Client and consider whether you’d be a good match for their services!

Resources:  Opus Private Client, LLC

Meet Your Hosts, Russell Carpentieri and Iván Watanabe

Meet Your Hosts, Russell Carpentieri and Iván Watanabe

Welcome to the inaugural episode of the Wealth Style podcast!

In this debut episode, get to know your hosts, Russell Carpentieri and Iván Watanabe, and the work they do to help clients at Opus Private Client move their wealth, purpose, and lifestyle forward with clarity and confidence.

In this episode, you’ll learn:

  • What drove Russell to found Opus PC
  • What sets Opus PC apart from other financial planning firms
  • How Opus PC gives back through the Opus Foundation
  • How Russell and Iván define success
  • And more!

Join Russell and Iván now to learn about who they are professionally and personally —  and to find out what’s to come from the Wealth Style podcast!

Resources:  Opus Private Client, LLC | Opus Foundation