Your Top Financial Questions Answered: Tax Strategies, Insurance, Savings, and More (Ep. 119)
Financial decisions often seem straightforward until the details start to matter.
Are you making the right moves with taxes, savings, and long-term planning, or just following default choices without realizing the impact?
In this episode, Iván Watanabe and Evan Wohl walk through real client questions in a rapid-fire format. They cover RSU taxation, retirement account choices, and how to think about future tax exposure. They also explore saving strategies, diversification, and how to evaluate major financial decisions. Throughout the conversation, they share practical ways to avoid common pitfalls and stay aligned with long-term goals.
Key takeaways:
- Why RSU withholding often falls short and how that leads to unexpected tax bills at filing time
- How to think through Roth vs traditional contributions based on income growth and tax expectations
- The importance of saving at least 20 percent of gross income and tracking it consistently
- How concentration risk builds when compensation and investments rely on the same company
- Why financial decisions should align with cash flow, not just income or assumptions about affordability
- And more!
Connect with Iván Watanabe:
- Opus Private Client, LLC
- iwatanabe@opus-pc.com
- LinkedIn: Iván Watanabe
- YouTube: OPUS Private Client, LLC
Connect with Evan Wohl:
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