Tag: Retirement Income Planning

How Sequence of Return Risk Could Impact Your Retirement Income (Ep. 105)

How Sequence of Return Risk Could Impact Your Retirement Income (Ep. 105)

It’s not market volatility or inflation. It’s not even longevity. The greatest threat to your retirement is something most people have never heard of: sequence of return risk.

In this episode of The WealthStyle Podcast, Evan Wohl and Adam Rolewicz reveal the hidden math of early market losses and why two retirees with the same savings can face drastically different futures.

You’ll learn why the timing of your returns matters more than the average, what a buffer asset is and how it works, and how you can design a plan that turns your retirement savings into lasting income with confidence and clarity.

What to expect:

  • What is ‘sequence of return risk’ and why does it matter
  • Why average return is a misleading metric in retirement planning
  • Real examples of how early losses can wreck a portfolio
  • How to use buffer assets to preserve income and legacy
  • And more!

Previous Episodes of Interest:

Connect with Evan Wohl:

Connect with Adam Rolewicz:

REPLAY: Planning For Retirement: Social Security and Medicare with Elaine Floyd

REPLAY: Planning For Retirement: Social Security and Medicare with Elaine Floyd

In today’s episode of WealthStyle, Iván Watanabe and Evan Wohl interview Elaine Floyd, Director of Retirement Life Planning at HorsesMouth about the intricacies of our nation’s support systems; Social Security and Medicare.

Listen as Elaine shares her expert knowledge by debunking some common misconceptions and detailing the benefits these programs provide using real-life examples and historical facts. 

Whether you’re approaching retirement, caring for a loved one, or simply curious about recent changes and restrictions regarding Social Security and Medicare, this episode is a must-listen!

Gain insight as Elaine discusses:

  • The importance of accessing your retirement income plan for the duration of your lifetime
  • Common mistakes people make when claiming Social Security, and the varying spousal benefits
  • The differences between Medicare Part A and Part B
  • How to navigate your options regarding your Health Savings Account (HSA) and Medicare
  • And more

Resources:

Connect with Iván Watanabe:

Connect with Evan Wohl:

Connect with Elaine Floyd: