Join hosts Iván Watanabe and Evan Wohl as they reflect on the pivotal moments and key lessons of 2024. From embracing the art of living in the moment to setting the stage for a successful and meaningful 2025, this episode of WealthStyle dives into the power of gratitude, curiosity, and intentional growth.
Iván and Evan discuss:
The importance of gratitude and a strong support system in both personal and professional life
The shifting dynamics of modern fatherhood and the value of being present
Reflections on the growth of cryptocurrency and its mainstream acceptance
The rise of AI and the potential it holds for professional and personal applications
Balancing routines and the quest for personal growth amidst family commitments
And more
Don’t miss this inspiring conversation that will leave you motivated to take on the new year with purpose!
Previous Episodes of Interest:
A Conversation Between Dads
Parenting Tips With Licensed Psychologist, Dr. Judith Adamo
Bitcoin Breakdown: Benefits, Risks, and Common Misconceptions
The Future of AI Automation with George Papanicolaou and Chris Ward
When is the right time for your startup to raise funds and how should you go about it?
Managing Partner, Ivan Watanabe welcomes Sinohe Terrero, CFO and COO of Envoy, to explore the current landscape of fundraising for startups. Together, they discuss entrepreneurs’ unique challenges today, share tips on crafting a compelling story for investors, and highlight the importance of having the right team.
Whether you’re a budding entrepreneur or a seasoned business owner, this episode is packed with insights you won’t want to miss!
Highlights include:
Sinohoe’s experience with growth in the tech startup world
How companies and founders can navigate the dramatic changes in the fundraising landscape
Challenges of adapting to a post-zero-interest-rate world
Practical advice on managing startup resources effectively, including focusing on operational efficiency
How to avoid pitfalls like over-hiring, and prioritizing investments that drive growth and scalability
Sinohe Terrero is an executive with over 20 years of experience in technical accounting, corporate operational finance, data intelligence, SaaS, e-commerce, and public company reporting, with significant expertise in various finance and accounting areas.
Contrary to popular belief, Gen Z isn’t ignoring their financial future. Instead, they’re investing strategically with a digital-first mindset.
Evan Wohl sits down with fellow OPUS advisors, Alex Azuaje and Harrison Welsh, to dive into the complex financial habits and expectations of Generation Z. They explore how Gen Z’s experiences with key historical events like the 2007 global recession and the 2020 pandemic have distinctly shaped their financial attitudes, creating a generation that’s both skeptical and entrepreneurial. From leveraging side hustles to exploring unconventional avenues like cryptocurrency and real estate, this generation is rewriting the financial rulebook.
Alex and Harrison touch on:
The definition and demographics of Gen Z
How Gen Z’s upbringing with technology as digital natives influences their financial choices
Their pragmatic, often skeptical approach to traditional financial structures
The impact of historical financial crises on their career and investment strategies
Their entrepreneurial spirit and diversified income streams
Alejandro Azuaje is an associate and investment specialist at Opus Private Client, LLC. After graduating from college, Alejandro entered the financial planning industry. He joined Opus in 2017 and is elated to be working for a team that believes in holistic planning and executes its recommendations with efficiency and ease. Alejandro’s specialties are in financial planning analysis, financial modeling, and equity investments. He is a Westchester native from Purchase, NY, and an Alumnus of New York University with a bachelor’s degree in computer science.
Harrison Welsh specializes in coordinating the many moving pieces of his clients’ financial lives. He believes in a bespoke approach to financial strategies, offering clarity and insights into cash flow management and progress toward achieving various financial goals. Harrison’s firm employs a macroeconomic approach, integrating all financial decisions through a comprehensive economic model to ensure a cohesive and effective strategy.
Estate planning is often seen as one of the more intricate aspects of financial management, particularly for high-net-worth individuals who face distinct challenges and opportunities when it comes to transferring wealth effectively.
Iván Watanabe and Evan Wohl engage with Joe Biondolillo, president and founder of Biond Financial, to discuss estate planning strategies for high-net-worth individuals. Joe shares practical insights on navigating complex tax laws and leveraging available opportunities.
Joe discusses:
Understanding estate tax liability and why everyone should have an estate plan
Steps to discounting assets and how it impacts your estate
Strategic gifting to maximize the current exemption limits
How freezing growth works and why it’s crucial for high net worth portfolios
Addressing capital gains tax implications and potential solutions
Joseph Biondolillo brings nearly 24 years of expertise to his role as the founder of Biond Financial. Dedicated to helping professionals, executives, and closely held corporations protect, save, and grow their financial wealth, Biond Financial provides tailored guidance amidst today’s volatile economic landscape. Recognizing that many individuals base financial decisions on trends, opinions, emotions, and online advice, Joseph and his team utilize a unique macroeconomic approach to reveal the full financial picture. This process empowers clients to build and safeguard their wealth while taking control of their economic futures.
Managing Partner and host of WealthStyle, Iván Watanabe sits down with Jessica Sigmund, a Licensed Real Estate Agent to explore the world of Airbnb and real estate investments in the tri-state area. Listen as she shares insights into housing market trends, how to make your real estate investments work for you, and tips on managing Airbnb properties effectively.
This episode unpacks the following:
The current real estate market and trends in the tri-state area
Key strategies for buying, selling, and investing in real estate
Success stories and challenges in the Airbnb market
The importance of staging and managing rental properties
Understanding the risks and benefits of property investment
When Jessica Sigmund thinks about real estate, the first words that come to mind aren’t “appraisal,” “closing cost,” or ” adjustable-rate mortgage.” For her, the most important element of real estate is the “human element”. It’s what first sparked her passion for real estate when she was a young girl marveling at the inherent beauty and architecture of homes she saw daily. It’s what incentivized her to join her aunt’s management company, DeLaurentis Management, and work her way up the ranks, learning every component of the industry, until she eventually became a real estate agent. And it’s what makes her a known, loved, and trusted agent who was honored with the Rookie of the Year award in 2018.
One of the most important reasons that home buyers and sellers alike rely on Jessica is because, beyond her knowledge, integrity, sincerity, and business acumen, her top priority is understanding and delivering on her client’s needs. Many individuals enter the extremely overwhelming process of home buying with a dream home and have no idea how to find it. Jessica’s steady commitment to learning every aspect of her client’s goals and her poise under pressure make the experience enjoyable and seamless. Most of all, Jessica’s passion for Real Estate is surpassed only by her desire to help others, because she values the trust her clients place in her to guide them through one of the most important decisions of their lives. She avails herself to clients at any time, ensures that the lines of communication are open and consistent, and offers patience and attentive guidance throughout the process.
In the fast-paced world of employment law, staying informed is crucial. With significant changes swirling around non-compete agreements, employers and employees must remain vigilant and prepared.
This week Iván Watanabe and Evan Wohl sit down with Jim Magner, Head of Thought Leadership for Guardian Business Resource Center (BRC), to explore the FTC ban on non-competes and what it means for employers and employees alike. They explore the implications of the court’s decision to set aside the FTC’s rule, the responsibilities of employers, and the current legal landscape surrounding non-compete agreements.
Gain insight as Jim shares:
Details on how the federal court ruling affected the FTC’s non-compete rule
Steps employers can take to inform employees about non-compete agreements
Ways employees can navigate the evolving legal landscape surrounding non-compete agreements
As of 2023, only 27% of private-sector employers offer paid parental leave programs.
Are you equipped to navigate the rest?
In this WealthStyle episode, Iván Watanabe and Evan Wohl sit down with Garlande Patz, Head of Absence and Disability Practices at Guardian Life, to cover everything you need to know about maternity leave benefits. You’ll gain key insights into navigating your company’s benefits, understanding state versus federal protections, and practical steps to take when you’re expecting a new member of your family.
Iván, Evan, and Garlande cover:
Short-term disability benefits and the Family Medical Leave Act (FMLA)
State-specific family leave programs and understanding your eligibility
Tips for preparing in advance to avoid stress during maternity leave
Understanding different employer, state, and supplemental health benefits for comprehensive coverage
Garlande Patz is the Head of Absence and Disability Practices for group benefits at Guardian Life. Her professional focus is on strategy and growth of Absence products: disability benefits, FML administration, state-paid leave regulations, and ADA.
With the federal deficit nearing $2 trillion, understanding how these numbers impact your financial future has never been more critical.
Join Evan Wohl as he chats with Jennifer Fox, Vice President of Federal Affairs at Finseca, about the current financial state of the U.S. economy and its political implications. Facing heightened interest rates, substantial federal deficits, and upcoming tax reforms, they explore how these challenges can shape the financial landscape. You will gain insights into the current state of Social Security, Medicare, and strategies to manage long-term care costs, along with understanding the key economic discussions that will influence the 2025 presidential race.
Evan and Jennifer discuss:
Jennifer’s background and day to day operations at Finseca.
The impact of interest rates on the federal deficit and budget.
Possible financial issues facing the country over the coming decades.
The importance of planning for long-term care and baby boomer preparedness.
The tax law sunsetting in 2026 and its possible impact on the upcoming election.
Jennifer Fox is the Vice President of Federal Affairs at Finseca. She leads their lobbying initiatives, advocating for policies that support the financial security profession and educating policymakers and their staff on the importance of comprehensive financial planning, encompassing life insurance, retirement planning, and investments, to serve clients effectively.
Jen led Finseca’s political advocacy initiatives, which included the Ambassador Program, fly-ins, and political fundraising, including Finseca’s PAC. She is committed to assisting members in becoming politically involved and empowering them to share their stories.
Jen has spent time at the White House and Capitol Hill, which has helped shape her knowledge of small business, technology, labor, and tax issues. She also serves as the President of The Advocacy Association.
How do you keep your tax records clean and avoid those dreaded IRS audits?
This week, Mike Nulty from Matthews & Nulty, Inc. joins Iván Watanabe and Evan Wohl to discuss effective tax strategies for individuals and small business owners. They dive into common mistakes, like poor record-keeping, and provide actionable tips on how to avoid them.
So, tune in and learn how to keep your financial records clean and stay ahead of potential IRS audits!
Key episode discussion points include:
Keeping business and personal finances separate for clear record-keeping
The value of using tools like QuickBooks to track business expenses and revenues
How regularly reviewing your financials (on a monthly basis) can help you stay proactive rather than reactive
Timeline on taking tax deductions and understanding their long-term implications
About Our Guest: In early 2015, continuing with the firm’s core values, James Matthews made Michael W. Nulty a partner of the firm. Like James, Michael is also a graduate of Saint Peter’s University, in Jersey City, New Jersey.
Before becoming a partner of the firm, Michael spent seven years working under James, polishing his craft in accounting, auditing and tax. Together, James and Michael have a wealth of knowledge and have helped numerous entities both for profit and not for profit, become successful.
In today’s episode of WealthStyle, Iván Watanabe and Evan Wohl interview Elaine Floyd, Director of Retirement Life Planning at HorsesMouth about the intricacies of our nation’s support systems; Social Security and Medicare.
Listen as Elaine shares her expert knowledge by debunking some common misconceptions and detailing the benefits these programs provide using real-life examples and historical facts.
Whether you’re approaching retirement, caring for a loved one, or simply curious about recent changes and restrictions regarding Social Security and Medicare, this episode is a must-listen!
Gain insight as Elaine discusses:
The importance of accessing your retirement income plan for the duration of your lifetime
Common mistakes people make when claiming Social Security, and the varying spousal benefits
The differences between Medicare Part A and Part B
How to navigate your options regarding your Health Savings Account (HSA) and Medicare
With the typical asset division in investment planning being turned on its head, life insurance could be a beneficial alternative option.
How does life insurance fit within portfolio planning?
In this episode, Iván Watanabe and Evan Wohl speak with Bobby Samuelson, Executive Editor at Life Product Review and President of Life Innovators. Together they discuss whole life insurance by exploring the importance of understanding the insurance company and its investment strategies when choosing a whole life policy.
Join the conversation and learn about:
How life insurance acts as an alternative investment
The complexities of investing in bonds
The importance of owning a participating policy from a mutual insurance company
How whole life insurance can benefit you as a fixed-income asset class
Bobby co-founded Life Innovators in 2018 and has been President and CEO since its inception. Bobby was formerly Senior Vice President and Head of Life Insurance and Annuity Product Development and Pricing at Brighthouse Financial and Vice President of Life Product Development at MetLife. He is also the Executive Editor of The Life Product Review since 2012. Bobby is a regular keynote speaker at corporate and industry events.
Are you struggling to maintain a routine with your children while juggling the demands of daily life?
You aren’t alone.
This week on the WealthStyle podcast, Iván Watanabe and Evan Wohl sit down with Dr. Judith Adamo, a Licensed Psychologist who specializes in early childhood development. Throughout their conversation, they explore practical strategies for balancing parenting duties with personal life, especially during stressful situations.
Listen to gain valuable insights and actionable tips for maintaining patience, modifying routines, and fostering independence in your children.
Key points from this episode include:
Understanding the importance of slowing down and accommodating your child’s pace and individuality
How to demonstrate appropriate courses of action and routines you want your children to emulate
Partnering effectively with your spouse to tackle challenges and share responsibilities
Acknowledging your mistakes and apologizing to your children to build mutual trust and respect
Dr. Judith Adamo specializes in neuropsychology and psychoanalysis with a particular focus on developmental concerns, as well as parenting. More specifically, emotional dysregulation and/or attentional dysregulation are of particular interest. Helping families at all stages of life navigate the impact of such characteristics is her passion. She is an instructor at WCSPP whose class is entitled “Psychological Problems in Childhood: A Neurodevelopmental Perspective.” Finally, she is the President of the Psychoanalytic Association of WCSPP whose goal is to facilitate the continued education for members of the institute.
Curious about Bitcoin but overwhelmed by the noise? Get ready to unravel the complexities of the world’s most talked-about cryptocurrency.
Evan Wohl and Iván Watanabe invite Chet Schwartz, RICP®, a financial advisor at Strategies for Wealth, to demystify Bitcoin. Chet explains how cryptocurrency works, how it differs from traditional fiat currencies, and key benefits and risks that crypto investors should know about.
Chet’s purpose is to transform and evolve the conversations people have about their personal finances so he can help them achieve financial balance. By making complex topics understandable and creating a safe, judgment-free forum for his clients to ask questions, Chet helps close the gaps in financial knowledge, serves as an informed sounding board, and uncovers any blind spots that may impact their present and future security. Chet has a “Protection First” philosophy, which means that before he looks at any risk-based investment options, protecting and securing his client’s assets and income is the highest priority. Recognizing that each client’s financial picture is different, it is his responsibility to create a broad, goals-based planning experience tailored to meet the unique needs of each individual or business.
Chet is extremely proud of the difference he has made in his clients’ lives, including business owners, Institutional Wall Street professionals, partners of law firms, and C-level executives. His special areas of expertise include estate planning for high-net-worth individuals and business continuity planning.
Navigating the twists and turns of today’s financial landscape is bound to raise a few questions.
Join Evan Wohl and Iván Watanabe as they delve into some of the most pressing financial queries and scenarios you may be facing in the current environment while highlighting the importance of having a financial advisor to help guide you.
This conversation reflects on today’s real estate market dynamics, and the implications of interest rate changes, and expands into the broader scope of financial planning and investment strategies.
Iván and Evan discuss:
The impact of the current interest rate environment on buying decisions in the real estate market
Strategies for navigating high mortgage rates and understanding the broader historical context of interest rates
The growing interest in cryptocurrencies like Bitcoin and how they could fit into contemporary investment portfolios
The importance of asset liquidity and preparedness
The value of diversified banking and safeguarding assets
In this heartfelt conversation, Iván Watanabe and Evan Wohl open up about the joys and challenges of fatherhood as Iván stands on the cusp of welcoming his second child, a baby boy.
With help from his colleague and friend, Evan, a seasoned parent of three, they explore the emotions, preparations, and adjustments that come with expanding a family. Their conversation is rich with insights, laughter, and love for their children as they offer their perspectives on the transformative experience of parenting.
Highlights from this episode include:
The significance of support from family/community (It takes a village!)
Anxieties surrounding family expansion and how to prepare for their arrival
Financial preparations such as estate planning and college account funding
The pursuit of balancing career demands with the responsibilities of parenthood
Challenges and triumphs of being a parent and the importance of being adaptable and intentional in their approach
As a healthcare professional or proprietor of a healthcare practice, your primary focus is safe and legal patient care. Managing the intricacies of healthcare leaves minimal capacity to navigate the complexities of legal matters.
Understanding the legal side of your business is crucial for protection, which is why we invited Stephanie Rodin, Founder and Attorney at Rodin Legal P.C. back for another episode of WealthStyle.
Join Iván Watanabe and Evan Wohl as they sit down with Stephanie to dive deep into the legal aspects of healthcare practice management, covering employment agreements, patient and employee issues, buying and selling practices, and supplying advice to fellow healthcare practitioners.
With her extensive experience and focus on ensuring contracts reflect the specialty and protect the practitioner’s rights, this episode is a must-listen for anyone in the healthcare industry.
Iván, Evan, and Stephanie discuss:
The significance of tail coverage and how it affects your practice
Market dynamics for buying and selling practices including the role of private equity in healthcare
The current state of non-competes
Key considerations when purchasing equity in a surgical practice, including disaster and disability planning
The importance of having detailed discussions and clauses about potential partnership opportunities in employment contracts
Stephanie Rodin. is the founder and principal of Rodin Legal, P.C. and has been practicing law since 1998, with a majority of that time assisting healthcare professionals.
Starting from a young age, Ms. Rodin has been exposed to the medical/dental field, as her immediate family all practice within the healthcare field. As a result, she was surrounded by various medical and legal issues that routinely arose during the practice of medicine and dentistry. This provided Ms. Rodin with the expertise that serves as the foundation of her legal practice. Rodin Legal, P.C. caters to these legal complexities and is dedicated to the growth of professional practices.
Ms. Rodin received her J.D. from the New England School of Law in Boston, Massachusetts. Before this, she received a B.S. in Accounting from New York University’s Leonard N. Stern School Of Business. She is also admitted to practice law in New York and New Jersey.
In this installment of WealthStyle, Iván Watanabe and Evan Wohl discuss the concept of legacy planning and note that legacy planning extends beyond financial contributions and weighs heavily on how individuals choose to have an impact on families, communities, and society through intentional actions and forward-thinking strategies.
They highlight Ruth Gossman, a professor at Albert Einstein College of Medicine who provided free tuition for future students, and how her gift will transcend through generations. Plus their conversation showcases personal stories and examples of how they are harnessing the power of legacy in their lives.
Iván and Evan touch on:
The concept of legacy and its impact on future generations
The importance of making people feel empowered and valued
Ways to create a lasting impact beyond financial aspects
Are you considering a home renovation but feel overwhelmed by the prospect of working with contractors?
You’re not alone.
In this episode, Iván Watanabe, and Evan Wohl speak with the owner and operator of Cyrus Contracting, Marialisa Zywotchenko, or ML for short. During their discussion, ML unravels the often daunting task of working with contractors, provides advice on establishing a trustworthy relationship with your contractor, and why investing in quality should be a priority. Through sharing first-hand experiences, ML illustrates the dangers of falling for misleading sales pitches, underscores the critical role of experienced subcontractors, and the legal importance of permits.
After listening to this episode you will have a clearer understanding of how to approach your next renovation with confidence.
Key topics include:
How to find the right contractor for your project and budget
The most profitable home improvement renos
Questions to ask a potential contractor, including license, permits, and insurance
Real examples of client mistakes and misfortunes
Trends that stand the test of time vs. fads that don’t last
Marialisa is the owner and operator of Cyrus Contracting. She holds two degrees from New York University in Construction and Real Estate Management. She earned her Associate’s degree from the University of Florida. Marialisa worked for several New York City general contracting firms in numerous roles and previously owned and managed her own painting company.
Marialisa has a passion for fine art and interior design as well as building. Her attention to detail sets Cyrus apart from other contractors in the Manhattan/Westchester competitive market.
The way Marialisa approaches the construction project simplifies the process for clients. She looks at the broad scope of the project and addresses each aspect.
Talking about money can be challenging for couples. It’s not just about the numbers; it’s about the emotions, values, and power dynamics that come into play.
In the latest installment of WealthStyle, Evan Wohl and Iván Watanabe are joined by licensed psychotherapist Carmela Bennett. Carmela brings her extensive experience to the table, providing insights into how couples can approach their finances in a way that strengthens, rather than strains, their relationship. She offers tips that encourage couples to engage in regular, stress-free discussions that promote transparency and understanding to lead them to a healthier financial future.
Evan, Iván, and Carmela discuss:
Carmela’s experience dealing with different couples
How your history and learned behaviors with money impact your relationship
Strategies for transparency and overcoming negative money beliefs
Carmela Bennett, a psychotherapist with 30 years of experience, has run a private practice in NYC since 2016, specializing in relationships, addiction, anxiety disorders, PTSD, and developmental trauma treatment using somatic experiencing. With a Doctorate in Leadership from Columbia University and a Masters in Marriage and Family Counseling, she is also a certified Somatic Experiencing practitioner and holds a CASAC addiction specialist certification.
In addition to her therapeutic work, Dr. Bennett internationally coaches executives, organizations, and universities, integrating her two decades of experience in human development. Her expertise lies in creating individualized plans for expanding strategic leadership capacities, developing emotional intelligence, and enhancing communication skills, especially under stress and conflict.
Carmela’s lifelong involvement in expressive arts, particularly dance and movement, shapes her passion for integrating creativity into her work, reflecting her focused, intuitive, and creative approach to life.
Are you looking to sell your home and need insight into the current market?
Want to know what potential buyers are looking for and what you can do to attract them?
If you’re ready to list your house, make listening to this episode your first to-do!
Join our host Evan Wohl and his guest Scott Shuman, COO of The Sue Adler Team as they discuss the ever-changing real estate landscape. They hone in on how the pandemic and the shift in work habits are nudging folks from the hustle and bustle of city life to the quieter suburbs, and why you might want to hang on to your property as a source of income.
Should you stay or go?
Find out as this episode highlights:
What caused the shift in the real estate market during Covid
How have rising interest rates affected buyer activity and seller hesitation
The importance of finding a trusted real estate advisor before making decisions about home improvements or selling
Why you should consider holding onto property for rental income
Tips and guidance on how to increase the value of your home
Insight into the permits and legal requirements for selling/buying
Scott Shuman, Morristown, grew up in Chatham and has been with The Sue Adler Team since 2010. Scott spearheads all of the team’s operations, and in a nutshell, is responsible for ensuring that the Sue Adler Team runs efficiently and effectively, with client service always at the forefront, creating the best possible experience for our clients. If you have a conversation with Scott, it will instantly become clear how passionate he is about the real estate industry – he is one of the rare people (besides Sue), who got his real estate license as soon as he turned 18! Scott has had his hand in almost every role in the industry from working with buyers and sellers to transaction management, to lead conversion to SEO and online marketing and everything in between.
As 2023 came to a close, WealthStyle unlocked a major milestone: 10,000 downloads!
Many thanks go to you, our listening audience for tuning in and sharing your favorite episodes with others. OPUS’ mantra is ‘always forward’ and with your loyalty, we are doing just that!
Today, Iván Watanabe and Evan Wohl highlight their favorite episodes from 2023, including the most-listened-to episodes from the year. They also share the most downloaded releases since WealthStyle launched in 2020.
Revisit fan favorites, or discover new topics and experts for the first time as Iván and Evan highlight WealthStyle episodes that have contributed to reaching 10,000 downloads.
Just days before Christmas, Evan Wohl and Iván Watanabe embraced the spirit of the holidays by reminiscing about their childhoods, traditions they’ve carried forth with their families, and the best and worst gifts they’ve either given or received.
This light-hearted and fun episode gives you an insider look at the lives and personalities of the hosts of WealthStyle. Join them as they celebrate the season, all while highlighting the significance of gratitude.
Have you considered including covered calls and collars in your investment strategy? What options should you consider when looking at contracts for buying and selling investments?
Tune in as Iván Watanabe and Evan Wohl speak with Andrew McCall, regional consultant at SpiderRock Advisors. Andrew walks through some savvy options strategies, like covered calls and collars, that can help balance out the risks and tax implications while you’re working on diversifying your investment portfolio.
Andrew discusses:
What are the options strategies discussed for managing single stock positions
Where does SpiderRock’s technology and expertise focus in terms of customizable option solutions
Why are options considered contracts for buying or selling investments at specific prices in the future
What are the downsides and trade-offs of using the covered call strategy
Are you looking at buying or leasing a car in the near future? Understanding the questions to consider could make the road a bit smoother for your purchase.
In this episode, Iván Watanabe and Evan Wohl are joined by Alfonso Ruggiero, a former Audi sales executive to delve into the intricacies of purchasing or leasing a vehicle. Listen as Alfonso offers valuable insights into the negotiation process, the significance of comprehending lease terms, and the various fees associated with such transactions.
Alfonso discusses:
Why is it important to negotiate the car price before discussing lease terms
What fees are involved in leasing a car
His thoughts on putting extra money down on a lease
The importance of considering where your car will be serviced
Considering Indexed Universal Life Insurance (IUL) but still trying to figure out where to start?
You aren’t alone.
Social media has promoted its benefits but also some misconceptions which can lead to confusion.
In this episode of WealthStyle, Iván Watanabe and Evan Wohl are joined by Bobby Samuelson, Executive Editor at Life Product Review and President of Life Innovators for part two of this Life Insurance mini-series.
Join the conversation to get a better understanding of:
Indexed Universal Life Insurance; it’s benefits and risks
Why you shouldn’t always believe what you see online concerning life insurance
The difference between Whole Life Insurance and Indexed Universal Life Insurance
Bobby co-founded Life Innovators in 2018 and has been President and CEO since its inception. Bobby was formerly Senior Vice President and Head of Life Insurance and Annuity Product Development and Pricing at Brighthouse Financial and Vice President of Life Product Development at MetLife. He is also the Executive Editor of The Life Product Review since 2012. Bobby is a regular keynote speaker at corporate and industry events.
With the typical asset division in investment planning being turned on its head, life insurance could be a beneficial alternative option.
How does life insurance fit within portfolio planning?
In this episode, Iván Watanabe and Evan Wohl speak with Bobby Samuelson, Executive Editor at Life Product Review and President of Life Innovators. Together they discuss whole life insurance by exploring the importance of understanding the insurance company and its investment strategies when choosing a whole-life policy.
Join the conversation and learn about:
How life insurance acts as an alternative investment
The complexities of investing in bonds
The importance of owning a participating policy from a mutual insurance company
How whole life insurance can benefit you as a fixed-income asset class
Bobby co-founded Life Innovators in 2018 and has been President and CEO since its inception. Bobby was formerly Senior Vice President and Head of Life Insurance and Annuity Product Development and Pricing at Brighthouse Financial and Vice President of Life Product Development at MetLife. He is also the Executive Editor of The Life Product Review since 2012. Bobby is a regular keynote speaker at corporate and industry events.
For some people, a watch is simply a functional piece of technology that tells them the time. Perhaps it informs them of the weather, their daily step count, and could also remind them to take medication.
And then there are people like WealthStyle’s host, Iván Watanabe, who considers watches to be a work of art and a luxury piece of jewelry.
Join Iván and his co-host Evan Wohl as they interview Robert Weintraub, Manager of Manfredi Jewels about the history and rapidly growing interest in watches, and whether it’s worth purchasing a watch as an investment.
Rob shares his expertise about:
The benefits of doing research on specific watch models, manufacturers, and brands
Why he recommends watches are purchased by personal preference rather than value
How the pandemic affected supply and demand for the watch industry
The importance of building a relationship with your local jeweler
Experienced Manager with a demonstrated history of working in the luxury goods and jewelry industry. Skilled in Trend Analysis, Luxury Goods, Customer Service, Sales, and Retail. Strong professional with an M.M. focused in Opera Performance from Arizona State University.
Predicting the future is something that many people expect investment and wealth advisors to do, especially when it comes to fluctuations within the market.
Join Evan Wohl and Rob Pruett from OPUS Private Client, LLC, for a candid discussion surrounding the current market dynamics and how advisors can help clients create flexible plans based on timeless investment principles.
Evan and Rob discuss:
Current market conditions and challenges facing clients
The importance of sticking to a long-term investment plan
Ongoing increases and changes to tax rates, interest rates, and inflation
Why you should work with a professional for financial planning
Robert P. Pruett has been a wealth advisor with Opus Private Client, LLC for 14 years performing planning for high-net-worth individuals, families, and business owners. Rob uses leading-edge advanced personal planning techniques to protect and maximize each client’s wealth, retirement, and estate plans. Rob also consults with 50-to-800-person firms to deliver high-value corporate benefit programs, with a special focus on delivering healthcare savings of 10-15% or more through Opus’ proprietary reimbursement program offering.
His specialties include asset management, institutional investing, tax planning, life insurance, disability, annuities, and long-term care insurance, corporate benefits programs, executive benefit programs, retirement, and estate planning, and legacy and charitable planning.
Being a working parent adds another level of complexity to raising a child. Whether you are a solo parent who works full-time or a parenting duo with demanding jobs, juggling your career alongside childcare is tough.
In today’s episode of WealthStyle, we dive headfirst into the intricate world of modern childcare to help ease feelings of guilt, frustration, and sheer exhaustion. Join Iván and Evan as they have a candid conversation with their friend and client, Emily Bishop about childcare options such as daycare, nannies, and au pairs.
Throughout this episode, Iván, Evan, and Emily discuss:
Childcare options available to empower you as a parent
Why choosing a nanny should be taken seriously and treated like job recruitment
The importance of a contract with non-negotiables with your nanny
How aligning your family values can make all the difference in your childcare choice
What the National Childcare Crisis means and why you should care
Emily Bishop has over a decade of experience in fundraising, specializing in securing significant investments from high-net-worth individuals for NGOs and nonprofits. Before her career in fundraising, Emily earned a Master’s in Public Policy, focusing on issues related to children, youth, and families. Her deep-rooted commitment to these issues led her to serve as a legislative aide in the U.S. Senate, where she concentrated on education and childcare policy.
Emily currently serves on the board of the Child Care Council of Westchester, an organization dedicated to enhancing the quality and accessibility of childcare in Westchester County, New York. As a mother of two young children, Emily is personally invested in childcare matters. She is not only concerned about how childcare impacts individual families but is also keenly aware of its broader implications on the economy and the welfare of children at large.
In today’s episode of WealthStyle, Iván Watanabe and Evan Wohl interview Elaine Floyd, Director of Retirement Life Planning at HorsesMouth about the intricacies of our nation’s support systems; Social Security and Medicare.
Listen as Elaine shares her expert knowledge by debunking some common misconceptions and detailing the benefits these programs provide using real-life examples and historical facts.
Whether you’re approaching retirement, caring for a loved one, or simply curious about recent changes and restrictions regarding Social Security and Medicare, this episode is a must-listen!
Gain insight as Elaine discusses:
The importance of accessing your retirement income plan for the duration of your lifetime
Common mistakes people make when claiming Social Security, and the varying spousal benefits
The differences between Medicare Part A and Part B
How to navigate your options regarding your Health Savings Account (HSA) and Medicare
With technology accessing every aspect of life, protecting yourself and your family is more important than ever.
How can you prevent hackers from stealing your personal information?
In this episode, Iván Watanabe and Evan Wohl are joined by Mark Cole, a digital forensic investigator, in discussing the what, where, when, and how of hackers trying to access personal information digitally. Mark shares how he protects his online accounts and fears about AI technology overcoming current online protection strategies.
Iván, Evan, and Mark focus on the following:
The different types of email scams and how they work to steal your personal information, and your money
What information hackers look for when targeting individuals and companies
Notable cyber breaches and their impact on consumers and businesses
Conversations are at the heart of effective leadership.
In this episode, Iván Watanabe and Evan Wohl speak with Chalmers Brothers, best-selling author, and certified personal/executive coach, on the role of conversation within business and leadership development. Chalmers shares his experience helping business owners take their everyday tasks to the next level through effective communication and tips to look at their own leadership in a new light.
Chalmers discusses:
How do leaders use language to build effective communication
The importance of building communication relationships when working remotely
Why authenticity is essential to creating effective communication
How personal emotions impact the energy of a conversation
Chalmers Brothers is a best-selling author, certified personal/executive coach, consultant, seminar leader, and speaker. He has a 36-year career focused on leadership development, workplace culture, productivity and accountability, teamwork and clarity in communication, emotional intelligence, trust- and relationship-building.
Do you recognize yourself when you imagine who you’ll be in the future?
Or does it feel like you’re looking at a stranger?
In this episode of WealthStyle, Evan Wohl speaks with Hal Hershfield, professor of psychology, marketing, and behavioral decision-making at UCLA’s Anderson School of Management on why it is so hard for most people to envision their future selves.
Listen in as Hal reveals the psychology behind this common mindset and what we can do to alter how we perceive ourselves presently and in the future.
Engage in a few “ah-ha” moments as Hal explains:
Why it’s a struggle to achieve goals, even if they are well planned
How envisioning and connecting with your future self can increase asset accumulation
The power of auto-enrollment for 401k contributions
Why we tend to live in a state of “status quo” versus looking ahead to the future
Hal Hershfield is a Marketing, Behavioral Decision Making, and Psychology Professor at UCLA’s Anderson School of Management and holds the UCLA Anderson Board of Advisors Term Chair in Management. His research, which sits at the intersection of psychology and economics, examines how we can improve our long-term decisions. He earned his Ph.D. in psychology from Stanford University.
When building a retirement plan, you need to look beyond your individual accounts. How will each type of account save you money? How will they protect your retirement income from high tax rates?
In this episode, Iván Watanabe and Evan Wohl focus on asset allocation and what needs to be considered when creating retirement income assets. They discuss the impact of taxes on retirement planning and how different accounts provide opportunities to save and withdraw retirement funds while avoiding high tax rates.
Iván and Evan explore:
The importance of considering the taxation of different asset vehicles
When to withdraw from different types of accounts
What to consider when making an investment decision
How different investment buckets provide options when withdrawing retirement income
Everyone wants to be healthy and exercise, but it’s a chore to find time and energy to complete the list of activities at the gym. How can you maintain consistency when it comes to reaching health goals?
In this episode, Iván Watanabe and Evan Wohl interview Gideon Akande, an elite fitness coach and consultant, about creating personal health and wellness consistency. He shares tips to transform exercise and healthy eating from a chore to something enjoyable and ways to trick yourself into being healthy without thinking about it.
Gideon discusses:
How he started his health journey and commits to 15-minutes of movement every day
Ways to transform exercise into something you want to do, and will keep doing
Why and how external pressure is an excellent motivator for reaching your goals
How a professional can help with health the same way advisors help with money
What goes into a successful investment deal? Money? Time? Information?
Find out how you can invest with confidence in this episode of WealthStyle where Iván Watanabe and Evan Wohl sit down with Russ Carpentieri, Managing Director at OPUS Private Client, LLC to explore their personal insights, practical tips and real-life examples of how you can make profitable investment decisions.
Listen in as Iván, Evan, and Russ discuss:
How their relationship with money impacts their investment decisions
What questions to consider when assessing several deals
How a loss in investments isn’t a loss in the portfolio
Why you should spend time getting familiar with your investments
If you want to enjoy your retirement to the fullest, you must have a sense of purpose and guaranteed income for the rest of your life. That way, you have something to look forward to every day, without the fear of running out of money!
In this episode of WealthStyle, Iván Watanabe and Evan Wohl sit down with Tom Hegna, a retirement expert, best-selling author, public TV host, and international speaker!
Together, they explore:
Seven simple steps for a financially secure retirement
What drives happiness and longevity in retirement (based on research)
How you can achieve guaranteed lifetime income and a blissful retirement
Benefits of annuities and the different types available in the market
How to make your life purposeful and socially engaging during retirement
Tom Hegna is an economist, author, and retirement expert. As a former First Vice President at New York Life, retired Lieutenant Colonel, and economist, Tom has delivered over 5,000 seminars on his signature “Paychecks and Playchecks” retirement approach, helping baby boomers and seniors retire the “optimal” way.
Tom specializes in creating simple and powerful retirement solutions. He has the unique ability to pump up a crowd, make people laugh, and solve complex financial problems using easy-to-understand words, ideas, and stories. He’s been featured in Business, Forbes, Money Rates, and many other leading publications. He is available to speak with businesses, government organizations, professional associations, financial professionals, and their clients across the globe.
How can you help your child(ren) be responsible, humble, and respectful?
What are the necessary skills required to teach life-long behaviors?
In today’s episode of WealthStyle, Iván Watanabe and Evan Wohl learn a few parenting tactics that helped their fellow colleague Russ Carpentieri raise well-rounded, independent children.
Listen in as Russ shares his experience as a father and highlights the following:
The influence that your circle of friends can have on your level of parenting
How to teach gratitude and empathy through daily reminders and acts of kindness
The importance of instilling accountability and consequences
Useful takeaways to help reduce entitlement when raising affluent children
Buying a home may seem like the right thing to do, but is it?
There are many factors to consider before you purchase a home, and the most obvious is, can you afford the mortgage payments? Then on top of that, there are annual property taxes and monthly utilities like gas and electricity. And don’t forget about the less obvious expenses like furniture and decor, and unexpected repairs or upgrades.
The reality is, it requires a lot of financial planning before you put an offer on a house.
In this episode of WealthStyle, Iván Watanabe and Evan Wohl explore the different reasons why their clients want to buy houses, how the costs associated with owning a home factor into financial and retirement planning, and how much the housing market has changed post-pandemic.
Iván and Evan discuss:
The financial costs of owning a house after the initial purchase
How your financial plans will shift when planning to buy a house
The role of mortgage and interest rates and how they are constantly changing
How can you maximize your vacation and travel experience before you even leave the country?
In this episode, Iván Watanabe and Evan Wohl are joined by Rob Karp, founder and CEO, and Henry Kamp, head of Air Sales and Operations at MilesAhead, in sharing their knowledge of the travel industry and how to gain the most from your flight experience.
Rob and Henry discuss:
How the pandemic increased the cost of travel while negatively impacting the experience
Why travel so important to people
How to ease your flight with a baby
Tips to getting through customs and onto the plane faster and easier
Rob Karp is the Founder and CEO of MilesAhead. A graduate of Cornell University’s School of Hotel Administration (‘19), Rob was named one of Travel + Leisure’s International Rising Stars in 2017 and a finalist for Virtuoso’s Rising Star award in 2019. Rob first founded MilesAhead as a sophomore in high school, initially helping family and friends efficiently use their frequent flyer miles for plane tickets. Over time, MilesAhead has evolved into a full-scale luxury hospitality company that works with a discerning group of clients.
As the Head of Air Sales and Operations, Henry Kamp ensures that all of our clients’ journeys are as pleasant as the destination. Although Henry focuses primarily on air travel, he plays a pivotal role in all travel bookings, handling everything from finding last-minute rental cars to identifying the perfect hotel.
Company equity grants are a tried and true way for businesses to provide investment opportunities to their employees, and as a way to incentivize and reward their loyalty. Plus, equity grants can be a cost-effective way for companies to compensate employees, and provide a sense of ownership by giving them a stake in the company’s success.
In this episode of WealthStyle, Iván Watanabe and Evan Wohl talk with Alejandro Azuaje, an investment specialist with OPUS Private Client, LLC about three main types of equity grants and how they are taxed from an employee perspective.
Listen in and learn as Alex discusses:
Why equity grants are used as employee benefits
The main types of equity grants
Examples of how employees can benefit from each type of equity
How taxes impact the income received from equity grants
Alejandro Azuaje is an associate and investment specialist at Opus Private Client, LLC. After graduating from college, Alejandro entered the financial planning industry. He joined Opus in 2017 and is elated to be working for a team that believes in holistic planning and executes its recommendations with efficiency and ease. Alejandro’s specialties are in financial planning analysis, financial modeling, and equity investments. He is a Westchester native from Purchase, NY, and an Alumnus of New York University with a bachelor’s degree in computer science.
The Secure Act was one of the most significant systemic rewrites of retirement planning in recent history. These changes created opportunities for all ages, from young adults just out of college to individuals just starting retirement.
In this episode, Evan Wohl speaks with Joshua Caron, Vice President of Federal Affairs at Finseca, on the Secure Act, how it changed retirement planning, and the individual aspects of the Secure Act 1.0 and 2.0.
Josh discusses:
Why the shift away from pensions was so important in retirement planning
How student debt conflicted with retirement planning for those fresh out of college
The change to overfunding 529 accounts and how Secure Act 2.0 changed the tax penalties for the account
Why 401(k)s are no longer enough for retirement income and the impact of longevity on retirement planning
Joshua Caron is the Vice President of Federal Affairs for Finseca. Originally from Massachusetts, he attended Arizona State University for both his undergraduate and graduate degrees. His primary role is to advocate for policies that allow for more Americans to live financially secure lives with a focus on the advanced markets.
Prior to joining Finseca, he worked for several political campaigns, including those former President Barack Obama and former Congressman Harry Mitchell (D-AZ). He lives with his wife, daughter, and chocolate lab in St. Anthony Park, St. Paul MN.
About Evan Wohl:
Evan’s clients trust him with the responsibility to guide them through the complexities of personal finance. He provides clarity and insight on how to measure and improve your cash flow as well as whether or not you are on track to accomplish your various financial goals. The firm takes a macroeconomic approach to planning and coordinates all of your financial decisions through the use of a comprehensive economic model.
Evan’s wife, Laurie, and he have three children, Quinn, Parker and Bodie. He currently sits on the board of The Hope Gala. The Hope Gala was created to support fundraising efforts on behalf of The Four Diamonds Fund and The Penn State Dance Marathon (THON™). The Hope Gala contributes to the mission of conquering childhood cancer. All proceeds benefit pediatric cancer patients at the Penn State Children’s Hospital and their families in need of financial aid, medical assistance, and emotional support.
AI technology has started to enter the workplace as a writing tool and information chatbot. How will this technology impact future generations’ business planning and workflow?
In this episode, George Papanicolaou is joined by Chris Ward, CRO at The Publishing Desk, on AI technology in the workplace, specifically tools like ChatGPT.
Listen in as they discuss how AI could affect society, their experience with using AI, and how they envision the impact of artificial intelligence as it progresses.
George and Chris touch on:
What the current AI technology looks like and how it works for consumers
Why prompt engineering is essential for AI evolution
The limitations of AI and why humans remain important while working with it
Christopher Ward, Co-Founder and Chief Revenue Officer of The Publisher Desk, a full-service technology and monetization platform for content publishers. He got his start in advertising and publishing in 2007 at News Corp and later at Undertone, an advertising network. In November 2019, the Publisher Desk acquired Sportsnaut.com, doubling down on their belief in the future of sports marketing.
About Our Host:
George has a very unique background and work history. Broad, diverse, and driven by integrity and strong family values, his experiences create the perfect foundation for teaming up with clients to protect, build, and enjoy their financial world.
George puts a strong emphasis on family. His parents and grandparents ran a very successful flower business with several locations in Westchester County, in addition to owning and managing commercial and residential real estate. From a young age, George was taught that compassion, good customer service, and a strong work ethic were key components to the longevity of a business.
George credits his significant business success to his strong work ethic and desire to learn— two qualities that have helped him earn several leadership awards. George’s interest in real estate contributes to his ability to help clients diversify their holdings.
George is married with four children, two dogs, and a bunny. He and his wife live in Pleasantville, NY. They are huge lovers of food and culture and enjoy travelling and entertaining at their home.
Landing yourself the job of your dreams usually requires a lot more than just having the prettiest resume.
In this episode, Iván Watanabe and Evan Wohl talk with John P. Davis, best selling author and Sales Director at Onestream Software, about how you can land a job in sales that will allow you to “control your own destiny”.
John discusses:
How he went from having no background in sales to writing a bestselling book about it
Some of the biggest mistakes people make when reaching out to hiring managers
While the majority of his education is in economics and philosophy, his passion is software sales. This has become John’s focus over the past decade. He enjoys helping people set up business cases, build project teams, determine delivery methods and procure software that benefits their organization. Today, he is proud to run an Enterprise and Mid-Market sales team in Eastern Canada at OneStream Software.
Two years ago, John published a book titled, “How to Get a Sales Job.” The book serves as an affordable tool for anyone looking for a software sales job and is based on his own transition into sales from the world of finance. Mark Cuban provided a quote for the book and at one point, it was ranked #1 in Job Markets & Advice internationally.
Real estate investment is a balance between finding the right financial opportunity, and a unique, desirable location. How can you build real estate investments in a rising interest rate environment?
In this episode, Iván Watanabe and Evan Wohl speak with Jon Minkoff, co-founder, CFO, COO, CIO of ASH NYC, on real estate investment for individual investors, what to consider when entering the current economic market, and how investors view property from a buyer, seller or investment perspective.
Jon discusses:
What makes a good real estate investment
How banks manage lending risk in a rising interest rate environment
How he manages business through different economic climates
Real estate professional with experience working with start-up real estate development private equity funds. Jon has experience in all aspects of real estate including finance, development, financial forecasting, construction, estimating, property management, as well as commercial leasing. He has also spent time working with high-net-worth individuals to analyze and manage different real estate acquisition opportunities.
Retirement income relies solely on the investments and savings created while you still have a paycheck. Leveraging the right tools can decrease the amount loss from market volatility, while keeping you afloat.
In this episode, Iván Watanabe and Evan Wohl are joined by Dr. Wade Pfau, Ph.D, CFA, RICP, founder of Retirement Researcher, and professor at The American College of Financial Services, to discuss some of the research behind retirement planning, and how to increase security around your retirement funds.
Iván, Evan and Wade discuss:
The difference between the accumulation phase and the retirement phase of life
How sequence of returns increases the impact of market volatility on retirement investments
Alternative buffer assets to create security when other assets can’t provide enough income during retirement
Why tax planning is essential to decrease the amount paid rather than avoid taxes all together
Dr. Wade D. Pfau, Ph.D., is a Professor of Retirement Income in the Ph.D. in Financial and Retirement Planning program, Co-Director of the American College Center for Retirement Income, and RICP® program director at The American College of Financial Services.
Dr. Pfau is a co-editor of the Journal of Personal Finance. He has spoken at national conferences of organizations for financial professionals, such as the CFA Institute, FPA, NAPFA, AICPA-PFP, and AFS. He also publishes frequently in a wide variety of academic and practitioner research journals.
Remember being a kid and the joy you felt making the biggest snowman from just three small snowballs? Watching those little snowballs getting bigger and bigger with each roll…
As an adult, the experience changes from creating snowmen to generating compound interest.
In this episode, Iván Watanabe welcomes colleague Evan Wohl to dive deeper into compound interest, and how you can get it working for you.
Iván and Evan discuss:
Why Warren Buffett claims compound interest to be the eighth wonder of the world
How compound interest works
The ripple effect one change can have on an entire balance sheet
Why you should see your finances as an ecosystem, not just as single silos
Evan’s clients trust him with the responsibility to guide them through the complexities of personal finance. He provides clarity and insight on how to measure and improve your cash flow as well as whether or not you are on track to accomplish your various financial goals. The firm takes a macroeconomic approach to planning and coordinates all of your financial decisions through the use of a comprehensive economic model.
Evan’s wife, Laurie, and he have three children, Quinn, Parker and Bodie. He currently sits on the board of The Hope Gala. The Hope Gala was created to support fundraising efforts on behalf of The Four Diamonds Fund and The Penn State Dance Marathon (THON™). The Hope Gala contributes to the mission of conquering childhood cancer. All proceeds benefit pediatric cancer patients at the Penn State Children’s Hospital and their families in need of financial aid, medical assistance, and emotional support.
About Iván Watanabe:
Iván Watanabe is a Managing Partner of Opus Private Client, LLC in the New York office. He joined Opus in 2013, after working in Boston for five years as a financial associate. During his time at Opus, Iván quickly established himself as a leader and an asset to the team, and he became a managing partner in 2018.
Iván is a graduate of the College of the Holy Cross with a bachelor’s degree in political science and Spanish literature and brings a unique blend of analytical and holistic thinking to each of his clients. Iván’s expertise is in asset protection, wealth accumulation, and wealth distribution strategies. His vast knowledge and rich experience in the finance industry earned him one of the most prestigious industry awards, the President’s Council Award in 2018.
In September of 2021, the NCAA allowed a ruling that unlocked college athletes from getting compensation for the first time in history. How will this change the relationship between student athletes, sponsoring companies, and their fans?
In this episode, George Papanicolaou speaks with Chris Ward, CRO of The Publisher Desk, on the NIL rule and the regulations surrounding it. Since the rule is still in its infancy, there are many questions like, who can provide sponsorships, how are sponsorships managed for independent players, and how can a player’s marketability impact their future as a professional athlete?
Listen as Chris discusses:
How an athlete can earn for their name, image and likeness
What kinds of opportunities student athletes can bring to local businesses
How social media influences the marketability of student athletes
Christopher Ward, Co-Founder and Chief Revenue Officer of The Publisher Desk, a full-service technology and monetization platform for content publisher. He got his start in advertising and publishing in 2007 at News Corp and later at Undertone, an advertising network. In November of 2019, the Publisher Desk acquired Sportsnaut.com, doubling down on their belief in the future of sports marketing.
About Our Host:
George has a very unique background and work history. Broad, diverse, and driven by integrity and strong family values, his experiences create the perfect foundation for teaming up with clients to protect, build, and enjoy their financial world.
George puts a strong emphasis on family. His parents and grandparents ran a very successful flower business with several locations in Westchester County, in addition to owning and managing commercial and residential real estate. From a young age, George was taught that compassion, good customer service, and a strong work ethic were key components to the longevity of a business.
George credits his significant business success to his strong work ethic and desire to learn— two qualities that have helped him earn several leadership awards. George’s interest in real estate contributes to his ability to help clients diversify their holdings.
George is married with four children, two dogs, and a bunny. He and his wife live in Pleasantville, NY. They are huge lovers of food and culture and enjoy traveling and entertaining at their home.
Life is always changing and as a result so will your cash flow.
In this episode, Iván Watanabe sits down with experienced financial planner Evan Wohl to discuss cash flow and some real-world applications you can use to keep balanced.
Evan will talk more about his process, why it’s important to update and analyze your current cash flow plan and the different things he’s seeing his clients have success with.
Evan discusses:
What cash flow is and why it’s important to know your personal cash flow
The differences between inflows, outflows, transfers and how they can improve your cash flow
Some of the mistakes people are generally making as it relates to cash flow
Tips on how to become a better saver for your future self
After a very short stint as a Class A PGA Golf Professional, Evan Wohl started in financial planning in 2008, after graduating from Penn State University. Evan’s lifelong appetite for learning and growth lead him to earn several high-level industry designations. CFP®, CLU®, ChFC®, RICP®
Evan’s clients receive thoughtful insight into the security and prosperity of their personal economy. He provides tools and strategies to measure and improve your cash flow as well as understand whether or not you are on track to accomplish your evolving financial goals. Evan maintains collaborative relationships with his clients, in which they are always making proactive decisions to move their plan forward.
If you want to donate to a charitable organization, it’s important to know your options.
In this episode, Iván Watanabe is joined by Jen Mayo, the director of gift planning and advisor relations at Essex County Community Foundation (ECCF). Jen explains how with a donor-advised fund, you can give more to your charity of choice while revealing how to donate before, during, and after retirement through effective tax planning.
Jen discusses:
How Essex County contributes to charitable giving
Ways the foundation promotes equity within the community
Why community foundations are essential for financial donations
How donor-advised funds increase the value of donations while reducing stress over decision making
Where charitable giving fits within retirement planning and IRA minimum distribution
As Essex County Community Foundation’s assistant director of gift planning and advisor relations, Jennifer Mayo focuses on building strong relationships with area professional advisors, who play a key role in expanding support for the region’s nonprofit organizations and collaborative efforts to tackle systemic social challenges. She also provides charitable gift planning and support to Essex County donors as they make decisions about their philanthropic giving and consider a donor-advised fund with ECCF.
Despite many individuals experiencing disability firsthand, the topic is not talked about nearly enough by non-disabled individuals. This leads to misconceptions and uncertainty around how to start these types of conversations.
In this episode, Iván Watanabe is joined by Dani Izzie, a social media manager at Spinergy Inc, disabilities advocate, and a proud mother of twins. Dani shares her insight as a person with quadriplegia and highlights the costs of basic living with specialized equipment, how society’s perception of disability impacts social interactions, and more.
Dani discusses:
How to correctly approach and refer to disabilities
The social and medical model of disabilities
How she became quadriplegic
The financial and emotional struggles she faced after hospitalization
Some of the challenges people with disabilities face
Social media has become a tool for people of all ages and walks of life — from young children to businesses.
When it comes to business, effective social media practices can provide increased outreach to potential clients.
This week, Iván Watanabe is joined by Mike Manzi, sales coach and founder of MM Sales Consulting. Mike unveils the role of social media as a tool for businesses and outlines the differences between social media platforms, ways to multitask content across multiple platforms, and tips to increase sales actively and passively.
Mike discusses:
What drew him to sales management
Ways he provides tools, leadership, and coaching for clients to increase sales
Mike Manzi is the founder of MM Sales Consulting. Mike is a sales coach who started as a content creator on Tik Tok. From realizing the potential of the platform to increasing followers and coaching businesses and individuals to increase their sales, Mike is all about helping continue business momentum and allowing clients to stop losing deals, keep reps from being B-players, and replace management with leadership.
Like many Americans, Iván Watanabe is a descendant of immigrants. He was born to a Venezuelan mother and a Japanese father, with an extended family on both sides.
With the majority of his maternal family forced to leave Venezuela and his father’s family still living in Japan, Iván’s family grants him a unique insight as a financial planner.
In this episode, Dr. Daniel Crosby interviews Iván on financial planning and finances for immigrant families. Iván shares his personal experiences and the insights he’s gained from two different cultures. Plus, he reveals the impact both have had on his personal decisions.
Dr. Crosby and Iván discuss:
The power of saving and the value of financial skills when moving countries
Conflicts between culture and innovation
The financial struggle of real estate assets as a landlord
Educated at Brigham Young and Emory University, Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of the mind and markets. Dr. Crosby recently co-authored a New York Times Best-Selling book titled Personal Benchmark: Integrating Behavioral Finance and Investment Management.
He also constructed the “Irrationality Index,” a sentiment measure that gauges greed and fear in the marketplace from month to month. His ideas have appeared in the Huffington Post and Risk Management Magazine, as well as his monthly columns for WealthManagement.com and Investment News.
Even if you’re one of the over 50% of Americans who doesn’t enjoy planning for their death, starting a plan today will allow your beneficiaries to avoid the challenges caused by a lack of information and preparation.
In this episode, Iván Watanabe and Rob Pruett dive into one of the most important topics in financial planning: What happens to assets after death. Together, they share examples of dividing assets between spouses, the legalities of estate planning, and creating a legacy you can witness.
Rob discusses:
The importance of updating your executor and power of attorney
How assets can become locked up after death
Why you should start your legacy sooner rather than later
Robert P. Pruett has been a wealth advisor with Opus Private Client, LLC for 14 years performing planning for high-net-worth individuals, families, and business owners. Rob uses leading-edge advanced personal planning techniques to protect and maximize each client’s wealth, retirement, and estate plans. Rob also consults with 50-to-800-person firms to deliver high-value corporate benefit programs, with a special focus on delivering healthcare savings of 10-15% or more through Opus’ proprietary reimbursement program offering.
His specialties include asset management, institutional investing, tax planning, life insurance, disability, annuities, and long-term care insurance, corporate benefits programs, executive benefit programs, retirement, and estate planning, and legacy and charitable planning.
After severing oil trade with Russia, President Biden plans to increase U.S. oil production from 11.8 million barrels to 12.8 million.
In the short-term, this will provide gas for individuals and farmers. However, the long-term outlook remains uncertain.
In this episode, Iván Watanabe & George Papanicolaou join Nikolaos Kontos, head of operations at Concord Maritime. Sharing his maritime experience and knowledge of the global oil trade industry, Nikolaos reveals how countries buying and selling oil have been impacted by rising gas prices.
Nikolaos discusses:
His journey at Concord Maritime
How reserves and release of oil barrels will influence short- and long-term costs
Nikolaos Kontos serves as the director of operations at Concord Maritime. His responsibilities include overseeing the firm’s voyage management, vessel operations, bunker procurement, and post fixture functions. Niko has 15 years of industry experience and holds a US Coast Guard license as a Chief Mate of unlimited tonnage.
Historical podcasts are for informational purposes only; the information provided was accurate at the time of recording but may no longer be current.
After maintaining steady inflation of just under 2% for over a decade, America is now seeing the highest inflation rates since the late 1980s.
In this episode, Iván Watanabe and Rob Pruett explore the rising interest rates and inflation faced by consumers and businesses. They dive into the state of the economy while revealing ways clients can make the most out of the market volatility.
Iván and Rob discuss:
The role inflation plays with consumers and businesses
What the future looks like in terms of inflation and interest rates
Reasons pre-retirees and retirees should invest in their 401(k) plans
Robert P. Pruett has been a wealth advisor with Opus Private Client, LLC for 14 years performing planning for high-net-worth individuals, families, and business owners. Rob uses leading-edge advanced personal planning techniques to protect and maximize each client’s wealth, retirement, and estate plans. Rob also consults with 50-to-800-person firms to deliver high-value corporate benefit programs, with a special focus on delivering healthcare savings of 10-15% or more through Opus’ proprietary reimbursement program offering.
His specialties include asset management, institutional investing, tax planning, life insurance, disability, annuities, and long-term care insurance, corporate benefits programs, executive benefit programs, retirement, and estate planning, and legacy and charitable planning.
Historical podcasts are for informational purposes only and may not be our current opinions. Data and rates used were indicative of market conditions as of the date of the recording. Opinions, estimates, forecasts, and statements of financial market trends were based on those market conditions and are subject to change without notice.
You could read every article and mommy blog and still remain unprepared for the experience of parenthood.
Who better to hear from on the topic of financial planning and children than financial advisors who have kids?
In this episode, Iván Watanabe and George Papanicolaou recount their personal experiences with fatherhood, diving into the difference between expectation and reality. They reveal personal changes in routine and expenses while also sharing the realizations brought by parenthood.
George and Iván discuss:
The impact of information on new parents
Reasons you should build cashflow early on
The importance of accepting a lack of control
How basic baby necessities can be considered luxury items
George Papanicolaou has a very unique background and work history. Broad, diverse, and driven by integrity and strong family values, his experiences create the perfect foundation for teaming up with clients to protect, build, and enjoy their financial world.
George puts a strong emphasis on family. His parents and grandparents ran a very successful flower business with several locations in Westchester County, in addition to owning and managing commercial and residential real estate. From a young age, George was taught that compassion, good customer service, and a strong work ethic were key components to the longevity of a business.
Real estate investment is a balance between finding the right financial opportunity, and a unique, desirable location. How can you build real estate investments in a rising interest rate environment?
In this episode, Iván Watanabe and Evan Wohl speak with Jon Minkoff, co-founder, CFO, COO, CIO of ASH NYC, on real estate investment for individual investors, what to consider when entering the current economic market, and how investors view property from a buyer, seller or investment perspective.
Jon discusses:
What makes a good real estate investment
How banks manage lending risk in a rising interest rate environment
How he manages business through different economic climates
Real estate professional with experience working with start up real estate development private equity funds. Jon has experience in all aspects of real estate including finance, development, financial forecasting, construction, estimating, property management, as well as commercial leasing. He has also spent time working with high net worth individuals to analyze and manage different real estate acquisition opportunities.
Do you have a plan in place if you lose some of your key employees? What if you could no longer afford to maintain your key employees and business due to taxes?
Preparing for any of these scenarios is imperative for all business owners.
In this episode, Iván Watanabe is joined by Jeremy Suarez, managing partner at TOMORO and Michael Canarick, partner at Canarick & Canarick. Together, they dive into estate taxes for business owners and the cost of the potential new tax law. They also explain how business owners are attracting, rewarding, and retaining key employees through benefit programs and bonus strategies.
Iván, Jeremy, and Michael discuss:
How employers are incentivizing key employees to stay
Why key man insurance is necessary for any high-level employee
What will be impacted by the changes to the tax law
How clients can take advantage of the current tax law
Jeremy joined Tomoro as a managing partner in 2014. When working with individual households on their wealth creation strategies; the focus is on all areas of wealth accumulation, protection, and distribution. As a certified exit planning professional, Jeremy supports business owners with a full range of business continuity, succession, and exit planning recommendations; with a core focus of optimizing value.
About Michael Canarick:
Canarick & Canarick was founded by Michael Canarick, an estate planning attorney with a Master of Laws in Taxation from NYU and a member of the New Jersey, New York, and Pennsylvania Bars. Michael has over 15 years of experience in counseling on tax and estate planning matters and developing strategies that will help create and preserve wealth through generations. Michael’s practice consists of reviewing and drafting legal documents for clients and educating them on the various options that exist when it comes to the distribution of their assets.
When reviewing your health care benefit plan options, do you have the right information to make the best choice for you?
In this episode, Iván Watanabe sits down with OPUS PC’s benefits consultant, Stefan Carpentieri. Stefan explains everything you need to know about health insurance and employee benefits to help you select the optimal coverage. Listen in as Stefan provides you with valuable information you should think of before considering potential options!
Stefan discusses:
The importance of understanding what healthcare means
How to make the best choices for your medical future
Stefan Carpentieri is a Benefits Consultant at Opus Private Client in the New York office.
Stefan specializes in employee and executive benefits for the private and non -profit sectors. He works closely with his clients and provides value in cost reduction strategies, renewal and carrier negotiations, compliance, plan design analysis, and account management. Stefan also works closely with the executives of each organization to ensure that their personal planning and risk management aligns with the corporate benefit offerings.
One major way some employees are being compensated today is through equity awards. This is a benefit that is bigger than it appears and is one business owners and employees should take note of.
In this episode, Iván Watanabe welcomes Alejandro Azuaje, an investment specialist with OPUS Private Client. Alejandro dives into the world of equity awards, explaining what they are, how they work, and how you can make the most out of your equity awards.
Alejandro discusses:
Why do companies offer equity awards
How you can gain compensation from equity awards
The benefits of stock options over shares of stock
Alejandro Azuaje is an associate and investment specialist at Opus Private Client, LLC. After graduating from college, Alejandro entered the financial planning industry. He joined Opus in 2017 and is elated to be working for a team that believes in holistic planning and executes its recommendations with efficiency and ease. Alejandro’s specialties are in financial planning analysis, financial modeling, and equity investments. He is a Westchester native from Purchase, NY, and an Alumnus of New York University with a bachelor’s degree in computer science.
In this episode, the chairman and partner of Hodgson Russ LLP, Mark Klein, joins Iván Watanabe and Russ Carpentieri to discuss the true cost of moving states. Mark explains taxes and auditors when moving, and answers frequently asked moving questions while dispelling myths on how to avoid taxation.
Mark Klein is Hodgson Russ LLP’s chairman and concentrates his practice in New York State and New York City tax matters. He has more than 35 years of experience with federal, multistate, state, and local taxation — and may be best known for his public speaking on tax topics. Mark splits his time between the Firm’s New York City and Buffalo offices.
Over the past eighteen months, our understanding of work as employers and employees has changed dramatically.
But that doesn’t mean you can’t build the career you’ve been looking for.
In this episode, Julie Harnik, a leadership coach focused on helping individuals and teams maximize their potential, joins Iván Watanabe. Julie discusses how the pandemic has shifted our perspective of what the work environment should look like and reveals the career questions you should be asking yourself, no matter how long you have been walking your career path.
My passion is helping professionals maximize their potential so that their work (and life!) can be mentally, emotionally and financially fulfilling. I work with individuals, teams and organizations ready to make the inner and outer shifts necessary to propel themselves forward. My ultimate thrill is helping you to make that pivot you’ve only allowed yourself to dream about, or finding the confidence to excel where you are.
Throughout my career, I had found myself in the midst of many leaps. Be it leaping up the ladder, being promoted to Vice President prior to the age of 30. Be it leaping forward in a 15-year career on the cutting-edge of the media, marketing and tech industries working on first-ever initiatives in digital advertising and content marketing with brands such as Procter & Gamble, Disney, the US Olympic Committee, NASCAR and NBC – I even worked with Kermit the Frog!
Throughout these leaps, I consistently found myself either burnt out or bored, with little in between. I looked around one day and thought two things:
~How am I already one of the oldest people in the room?
~Is this going to be enough, for me, for the rest of my career?
It was then that I took a step back and took inventory of what I loved to do – leading others, managing people, creating culture and building experiences – that plus a deep desire to work for myself led me to realize it was time for my biggest leap yet.
And I haven’t looked back since.
Life is way too short not to do the work you love.
I launched my coaching practice because transformational conversations have always been a part of my DNA and I want to spend my time doing what I love – helping others create a career and a life they love. For some, this may mean it’s time to leap into something new. For others, this may mean that it’s time to get more grounded and confident where you have already landed.
One of my favorite things to say – to my clients, to my friends and to myself – is that it is possible to make work work for us. If this sounds like something you want, let’s talk!
There’s nothing like the peace of mind that comes with having a strategic and comprehensive plan for your future.
This is especially true when it comes to your estate plan.
In this episode, Canarick & Canarick’s founder and estate planning attorney, Michael Canarick, sits down with Iván Watanabe to discuss the value of having an estate plan. He explains the current estate planning and tax environment and other considerations to help you plan your estate strategically and specifically.
Michael discusses:
How estate taxes work & new estate tax laws
Generational trusts and how they relate to asset protection and estate planning
How selling or gifting estates can reduce or eliminate estate-related taxes
Canarick & Canarick was founded by Michael Canarick, an estate planning attorney with a Master of Laws in Taxation from NYU and a member of the New Jersey, New York, and Pennsylvania Bars. Michael has over 15 years of experience in counseling on tax and estate planning matters and developing strategies that will help create and preserve wealth through generations. Michael’s practice consists of reviewing and drafting legal documents for clients and educating them on the various options that exist when it comes to the distribution of their assets.
Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof.
When Platinum Premier Global Equity looks to invest, it looks for ways it can help improve its local communities.
In this episode, Platinum Premier’s Zameer Upadhya and Chris Chambers join Iván Watanabe to share how the company is working to help people across the United States (and the world) invest in commercial real estate.
They highlight how the organization’s investments and high-quality real estate improvements can provide stable returns for investors and secure economic assets for communities.
Zameer and Chris discuss:
Platinum Premier Global Equity’s mission to provide unique real estate opportunities
COVID-19’s impact on the commercial real estate industry
How real estate creates value for people
Why real estate isn’t a passive investment
Reasons to integrate commercial real estate into your overall portfolio
Zameer Upadhya is Platinum Premier Global Equity’s co-founder and CEO, a real estate private equity firm focused on multi-family and hotel value-add development opportunities. The team improves the properties through hands-on management and targeted value-add initiatives striving for solid returns for investors and strong economic assets for communities.
About Chris Chambers:
Chris is Platinum Premier Global Equity’s CFO. He has been investing in real estate since 2004. His investments concentrated on residential real estate projects, increasing profits, and enhancing cash flow. His background lends him nearly 15 years of relevant financial expertise in real estate, financial planning, long-term planning, capital allocation, capital-efficient profitable growth, auditing, and investment strategies.
Data and rates used were indicative of market conditions as of the date of original publication. Opinions, estimates, forecasts and statements of financial market trends were based on the current market conditions as of the date of recording and are subject to change without notice. Past performance is not a guarantee of future results.
New Jersey financial consulting firm Tomoro LLC possesses a distinct ability to manage business owners’ financial choices in a way that will help them reach their desired long-term wealth goals.
How do they do it?
Find out in this episode, as the firm’s managing partner and director of financial planning, Jeremy Suarez, introduces Tomoro’s role in helping small, privately-owned businesses successfully plan their business exit. Plus, he shares must-know considerations every business owner should know for a smooth business takeover.
Jeremy discusses:
Tomoro’s approach to helping individuals and their businesses with transition and exit planning
When the right time is to start planning for your business exit
Easing the business takeover process with employee retention
Common exit planning mistakes
Consequences of not planning your business exit or transition
Jeremy joined Tomoro as a managing partner in 2014. When working with individual households on their wealth creation strategies; the focus is on all areas of wealth accumulation, protection, and distribution. As a certified exit planning professional, Jeremy supports business owners with a full range of business continuity, succession, and exit planning recommendations; with a core focus of optimizing value.
With summer just around the corner and vaccination rollouts ramping up, some countries are starting to lift their restrictions, and slowly but surely, the travel world is beginning to return.
In this episode, MilesAhead’s CEO and founder, Rob Karp, sits down with Iván Watanabe to explain his travel agency’s approach to travel resumption and to highlight must-know considerations for when you book your next trip.
You will learn:
Rob’s thoughts on the current travel landscape
Three best practices for those who are thinking about traveling abroad
How the pandemic has switched the way MilesAhead plans for client travel arrangements
The benefits of using credit card points to book, travel, and do everyday purchases
And more!
Join in and find out how MilesAhead can help you resume your travel sooner rather than later!
Bajraktari Realty Management is a multifaceted company that owns and operates over 70 buildings throughout the Bronx, Manhattan, and Yonkers area.
After spending over 25 years servicing the New York real estate market, they have learned a thing or two about residential and commercial real estate.
Today, Bajraktari Realty’s Florim and Gani Bajraktari join Iván Watanabe and George Papanicolaou to discuss their roles at the firm. Plus, they offer their latest updates on New York’s residential and commercial real estate market that you don’t want to miss!
In this episode, you will learn:
Who Bajraktari Realty works with
Why value and community are so important to Bajraktari Realty
The importance of calculating how manageable real estate is
Bajraktari Realty’s unique design process
And more!
Join this conversation today and find out what you need to consider before investing or leasing in New York real estate!
Getting a mortgage for your new home shouldn’t drain the joy out of accomplishing a lifelong goal. That’s why Cardinal Financial Company works to create a better mortgage experience so that your home buying process is simple and easy to navigate.
Today, Iván Watanabe sits down with the firm’s loan originator, Pat Tobin. Pat breaks down Cardinal Financial’s transparent and simple approach when providing clients with the home loans they need and provides tips for securing your next mortgage.
In this episode, you will learn:
What you need to know about the current mortgage marketplace
Pat’s advice for those who want to reassess their mortgage situation
The truth about cash out refinancing
Best practices to achieve a quick and seamless loan approval process
And more!
Whether you’re considering a new loan or refinancing, tune in today and discover everything you need to know about today’s mortgage landscape!
It’s never too early to start planning for your Medicare coverage.
If you’re ready to start thinking about your coverage, join Iván Watanabe in this informative episode as he sits down with Opus PC’s resident Medicare expert, Jim Ryan. They break down everything you need to know to understand the many parts of Medicare, including its different parts, its enrollment periods, and common Medicare mistakes. Plus, Jim reviews different considerations around Medicare that will help you achieve clarity around your plan.
In this episode, you will learn:
When you should start considering your Medicare options
Why you shouldn’t sign up for Medicare too early, nor too late
The difference between Medicare Parts A and B
About Medicare’s supplemental and advantage plan
And more!
Listen in and learn the basics of Medicare so you can start planning for your coverage today!
Kaplan Mobray is not only a best-selling author, but is also one of the world’s most dynamic and inspirational business speakers.
Now, you have the chance to learn some of Kaplan’s expert insight around designing your next phase of life!
In this episode, join Kaplan and Iván Watanabe as they discuss how Kaplan transforms lives with innovative and insightful strategies for finding purpose in retirement so that you can maximize your next phase of life.
In this episode, you will learn:
How Kaplan helps clients through life transitions
Kaplan’s advice for those in retirement, or those experiencing major life changes and transitions
Things to evaluate when preparing for your retirement
How teaching, volunteering, and mentoring can help you stay connected in retirement
And more!
Are you ready to discover why you should always live life by decision and not by default? Tune in today!
Are you someone who has applied, or is planning to apply, for a student loan?
Then this is an episode you won’t want to miss!
To bring you greater clarity around student loans, Iván Watanabe sits down with GradFin’s senior business development associate Joe McGrath for today’s episode. Joe explains GradFin’s role around applying, refinancing, and forgiving student loans and shares some must-know insight about this type of loan.
In this episode, you will learn:
How GradFin helps clients with their student loans
Joe’s advice to those applying for student loans
The difference between private and federal loans
About the Public Service Loan Forgiveness program
And more!
From refinance to forgiveness, tune in today and learn everything you need to know about student loans in today’s marketplace!
How can you plan for the retirement you desire when there are many uncertainties that could impact it, like new economic and legislative changes?
Find out in this episode, as Iván Watanabe joins Rob Pruett to explore a fifth and final retirement threat, legislative and economic changes.
Rob discusses how proactive planning can help address the risk economic and legislative changes can bring to your retirement so that you can enjoy this life phase regardless of where the market, taxes, interest rates stand.
In this episode, you will learn:
The importance of understanding past and current interest rates
How different tax laws relate to retirement planning
Ways annuities can benefit retirees and pre-retirees
The importance of asset diversification
And more!
Listen today for tips and tricks that can help you secure your retirement despite ever-changing economic rules and regulations!
Historical podcasts are for informational purposes only and may not be the current opinions of the speakers. Although the information was accurate at the time it may no longer be applicable. These podcasts are intended for general public use. By providing this content, Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity.
Our lifestyle plays a major role in defining our standard of living. It also impacts how we envision our retirements.
That’s why, along with the financial, it’s important to consider lifestyle planning as part of your retirement planning process.
In this episode, Iván Watanabe chats with Russell Carpentieri about the lifestyle component of retirement planning. Russell gives valuable advice around lifestyle planning for retirement and highlights the importance of advanced planning and having a disciplined savings strategy.
In this episode, you will learn:
The importance of consistency and discipline when preparing and saving for retirement
The advantages and disadvantages of lifestyle planning for retirement
Russell’s advice for retirees and pre-retirees
About Russell’s own retirement planning journey
And more!
Tune in today and find out how proactive planning can help you protect your lifestyle throughout your retirement!
Historical podcasts are for informational purposes only and may not be the current opinions of the speakers. Although the information was accurate at the time it may no longer be applicable. These podcasts are intended for general public use. By providing this content, Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity.
Technology is constantly evolving. While technological improvements enhance our lives in many ways, its progress could also present threats to your retirement.
How?
Discover the answer in this episode, as Iván Watanabe sits down with George Papanicolaou to explore technology as a retirement threat. George reveals must-know cybersecurity and technology tips and tricks for retirees and pre-retirees and shares ways you can protect your retirement from this type of risk.
In this episode, you will learn:
Why you should be planning for technology-related costs
How the senior population is adapting to technological developments
The importance of cybersecurity education for older generations
How retirees and pre-retirees can use technology wisely and securely
And more!
Tune in and discover how you can strengthen your technological literacy for your retirement!
Historical podcasts are for informational purposes only and may not be the current opinions of the speakers. Although the information was accurate at the time it may no longer be applicable. These podcasts are intended for general public use. By providing this content, Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity.
While most people know that the market can impact the value of their portfolio, not everybody realizes that other elements, like the sequence in which you withdraw from your investments, can also impact your portfolio’s value.
In part 2 of our retirement threats mini-series, Iván Watanabe chats with Adam Rolewicz about the sequence of returns risk and how it can affect your retirement. Adam defines this type of risk and its effects and shares ways you can plan ahead for this type of risk.
In this episode, you will learn:
About the sequence of returns risk
How the market impacts the sequence of your returns
Why you should consider cultivating assets outside of the market
The importance of being open-minded when planning for retirement
And more!
Tune in to learn different planning techniques that can help you avoid timing the market — and your retirement!
Historical podcasts are for informational purposes only and may not be the current opinions of the speakers. Although the information was accurate at the time it may no longer be applicable. These podcasts are intended for general public use. By providing this content, Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity.
What concerns you most when it comes to your retirement?
Today, we launch a new five-part mini-series on retirement threats and how Opus Private Client helps clients avoid them through our WealthStyle planning process.
In part one, join Iván Watanabe and Lou Mohn as they explore health, lifestyle, and financial planning as areas of concern for pre-retirees — and how forward-thinking planning can help you address these concerns.
In this episode, you will learn:
What retirement means to Lou
Lou’s recommendations for achieving longevity and minimizing health risks
The importance of planning for certainty
The role of annuities in financial planning
And more!
Tune in and find out how proactive planning can help you enter retirement with confidence and clarity!
Historical podcasts are for informational purposes only and may not be the current opinions of the speakers. Although the information was accurate at the time it may no longer be applicable. These podcasts are intended for general public use. By providing this content, Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity.
While we work hard to provide financial security for our children, it’s still important that we set them up for success by guiding them towards the right financial mindsets and behaviors.
In this episode, Iván Watanabe and Lou Mohn explore ways we can teach our kids crucial financial lessons — even when they’re raised in a financially secure environment. Lou shares his personal insight and tips for parenting around finances and reveals the financial lessons he’s taught his sons along the way.
In this episode, you will learn:
Early financial lessons Lou Mohn taught his children
Why you should let your child make mistakes
The importance of your child’s happiness
How to teach your kids about charitable giving
And more!
Discover concepts both parents and children should know in this episode of Wealth Style Podcast!
Are you ready to drive your golf game to the next level?
If so, tee up this episode of the WealthStyle Podcast and get ready to learn from Tom Patri himself!
As one of the top 100 golf teachers in America, Tom joins Russ Carpentieri to share actionable tips that amateur golfers can use to improve their game and reveals the ways golf has impacted our psychology and technology.
In this episode, you will learn:
Why you need quality golf equipment
Tom’s virtual golf teaching approach
The importance of maintaining a proper golf practice regime
How golf has helped foster family relationships
And more!
Tune in now to learn how you can upgrade your golf game today!
Are you a wine lover? Or, do you not know much about wine, but want to discover more about it?
If so, then this episode is for you!
Today, Iván Watanabe joins wine expert and certified sommelier, Sarah Tracey. To help you learn everything you need to know about wine, Sarah shares everything from her wine secrets to her tips and tricks for learning about your favourite type of wine.
In this episode, you will learn:
About the rise of virtual wine tastings
The difference between old world wine and new world wine
Wine etiquettes
How to start your own wine collection
And more!
Are you ready to perfect your wine knowledge? Grab a glass and tune in now!
Over the past several months, COVID-19 has left more people than ever questioning how they can protect their income.
To help you better understand your options, Iván Watanabe explores the value of disability insurance in today’s episode. In this information-packed episode, Iván dives into the value of this type of insurance and what you need to know about the ways it can protect you.
In this episode, you will learn:
Why you need to understand the definition of “disability”
The different types of disability insurance
What to think about when looking for disability insurance
About the process of getting disability insurance
And more!
Tune in now to learn more about disability insurance and why you should get it sooner rather than later!
As a new physician, how can you ensure that you’re protected as an employee?
This is something Stephanie Rodin and the Rodin Legal team help physicians with each and every day.
In this episode, Stephanie joins Iván Watanabe to break down the special considerations healthcare practitioners should keep in mind with their contracts. Stephanie reveals essential things to look out for when it comes to key areas like compensation, benefits, and malpractice coverage.
In this episode, you will learn:
How Stephanie helps healthcare professionals with their employment agreements
What healthcare workers should look for in their contracts
About restrictive covenants and how they can impact your future employment
How tail coverage works to protect you
And more!
Tune in to this information-packed episode today and discover key ways you can protect yourself as a physician and as an employee!
As an Opus Private Client planner and partner, Lou Mohn provides clients with personalized comprehensive financial planning by drawing not only on his knowledge and expertise, but also on his first-hand experience in working with Opus PC as a client himself.
Today, Lou joins Iván Watanabe to share his experience of working with Opus PC as a client, and why it inspired him to pursue a career as an advisor so he, too, could provide clients with the wealth, lifestyle, and purpose they seek.
In this episode, you will learn:
How working with Opus PC changed Lou’s life
What the Opus PC planning process looks like
Why time spent planning up front will provide you value later on
How Opus’ planning can help you get through hard times
And more!
Tune in now to learn about Lou’s journey with Opus PC — and what their planning process could bring you, too, as an Opus PC client!
With the presidential election just around the corner and the COVID-19 crisis continuing on, 2020 has brought a time of uncertainty for many investors.
To explore our current environment and the investment planning that should go along with it, Iván Watanabe joins Robert Pruett in today’s episode. Robert shares what has been happening as a result of the global pandemic, both in the market and for clients. He also reveals how some of OPUS’ planning ideals have helped clients weather the short-term craziness of the year, all the while staying on track with their long-term plans.
In this episode, you will learn:
How the market has changed as a result of COVID-19
Three buckets you should consider putting money into
Benefits of hiring a professional financial planner
The importance of understanding your personal tax rate
And more!
Tune in now and discover how COVID-19 has impacted the investing landscape — and what you as an investor should keep in mind during this time of uncertainty!
When it comes to the physical and economic impact of COVID-19, many are questioning what our future could look like, especially from a policy standpoint.
To explore this question, Iván Watanabe joins Joshua Caron for today’s episode. As the vice president of legislative affairs at AALU & GAMA, Joshua shares his insight into the government’s reaction to the economic crisis created by COVID-19, the possible repercussions of the government’s financial aid, and how the government might recuperate post-COVID.
In this episode, you will learn:
The impact of the initial COVID relief efforts
How current events influence the election
About the possibility of liability protection for businesses
How the government could recover from the benefits they’ve granted
And more!
Tune in now to learn how the government has provided relief throughout the COVID-19 crisis — and what it could mean for the country’s financial tomorrow.
Have you created your will yet? If not, what will happen to your assets when you pass away?
In this episode, OPUS Private Client senior founder Michael Perry joins Anthony Enea, an elder law attorney with years of experience with elder law, wills, trusts and estates, asset protection, and special needs planning. Today, Anthony shares his expertise on the importance of creating a will and the impact it can have on your assets, while also answering common questions about estate planning.
In this episode, you will learn:
The importance of creating a will
The difference between a trust and a will
How marriage can impact your asset distribution
The difficulties with using free online services
And more!
Tune in now for your run-down on what you need to know about estate planning with wills and trusts!
With the pandemic precautions, returning to school is a concerning issue for many parents. What will their children’s education look like throughout the 2020-2021 school year?
In this episode, Ivan Watanabe is joined by OPUS partner George Papanicolaou and educational consultant Elaine Avinoam. Elaine shares her insight into the changes to schooling due to COVID-19 and the impact it could have on children, both in curriculum and in childrens’ socialization.
In this episode, you will learn:
How schools are adapting to social distancing precautions
How childhood socialization will be impacted by hybrid or virtual education
What homeschooling could look like when done in “pods”
Tips for teachers who are nervous about teaching in this environment
The logistics of transitioning from the classroom to virtual learning or a hybrid model
And more!
Discover how the 2020-2021 school year will be impacted by COVID-19 precautions.
Are you getting the most out of your company benefits?
In this episode, Russ Carpentieri and Iván Watanabe encourage you to stop leaving company benefits on the table and start using them. Find out which benefits people overlook the most, why people don’t enroll for good benefits, and, most importantly, how to start using benefits to your advantage.
In this episode, you will learn:
The importance of understanding your benefits
How you can increase your benefits
The difference between company benefits and street benefits
How to start the enrollment process within your company
And more!
Tune in now to learn how to make the most of your company benefits!
As your life changes, so will your financial planning needs. One major transition that can shift your financial picture is starting a family.
But what should you consider around your financial planning when it comes to starting your family?
Today, Iván Watanabe joins OPUS Private Client’s George Papanicolaou to discuss financial planning considerations for young families. Together, they reveal key questions you should ask when planning for your first child and share planning ideas for after you welcome your first child.
In this episode, you’ll learn:
The financial steps you should take when planning for a baby
Why you should get your documents in order
The importance of locking your child’s social security number
How your income plays a role when planning around your child
And more!
Tune in now to discover the importance of financial planning when starting your family!
A lot has changed over the years, including our lifespans, goals, and view of what makes the perfect retirement. How is financial planning adapting to this changing landscape?
To examine some of these changes, Iván Watanabe joins wealth advisor Rob Pruett for today’s episode. Together, they discuss the effect COVID-19 has had on retirees and where the future of retirement planning could be heading with younger generations.
In this episode, you will learn:
The impact life expectancy has on retirement planning
What young people are looking for with their futures
The importance of saving early
Strategies for after retirement
And more!
Tune in now to learn more about the retirement landscape in our current environment and beyond!
Over the years, Russ Carpentieri and Iván Watanabe have noticed that clients who have the greatest level of financial success and personal satisfaction share very common behaviors and qualities.
Today, Russ and Iván delve into these common characteristics, how they ultimately impact the planning process, and how clients move forward with their wealth, lifestyle, and purpose.
In this episode, you’ll learn:
What role a client’s mindset plays in their success
What gap in the market Opus is filling for clients
Examples of the client journey when working with the Opus team
And more!
Tune in now to learn more about Opus Private Client and consider whether you’d be a good match for their services!
Welcome to the inaugural episode of the Wealth Style podcast!
In this debut episode, get to know your hosts, Russell Carpentieri and Iván Watanabe, and the work they do to help clients at Opus Private Client move their wealth, purpose, and lifestyle forward with clarity and confidence.
In this episode, you’ll learn:
What drove Russell to found Opus PC
What sets Opus PC apart from other financial planning firms
How Opus PC gives back through the Opus Foundation
How Russell and Iván define success
And more!
Join Russell and Iván now to learn about who they are professionally and personally — and to find out what’s to come from the Wealth Style podcast!
